Best Travel Credit Cards in India

Relevant benefit

4 published domestic airport lounge visits per year.

Important limit

Requires ₹50,000 of eligible spend per rolling three calendar months.

Best when

You expect to use domestic airport lounges during the year.

Annual fee

₹499 + GST yearly

Forex / international airport lounge visits

3.5% · 0/yr

Relevant benefit

1.2% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹12,500 + GST yearly

Forex / international airport lounge visits

2% · 1/yr

Relevant benefit

1.2% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹30,000 + GST yearly

Forex / international airport lounge visits

2% · 1/yr

Relevant benefit

4 published domestic airport lounge visits per year.

Important limit

Requires ₹50,000 of eligible spend per rolling three calendar months.

Best when

You expect to use domestic airport lounges during the year.

Annual fee

₹500 + GST yearly

Forex / international airport lounge visits

3.5% · 0/yr

District: BOGO up to ₹200, 1×/month

Relevant benefit

8 published domestic airport lounge visits per year.

Important limit

Requires ₹50,000 of eligible spend per rolling three calendar months.

Best when

You expect to use domestic airport lounges during the year.

Annual fee

Lifetime free

Forex / international airport lounge visits

3.5% · 0/yr

District: BOGO up to ₹250, 1×/month

Relevant benefit

8 published domestic airport lounge visits per year.

Important limit

Requires ₹50,000 of eligible spend per rolling three calendar months.

Best when

You expect to use domestic airport lounges during the year.

Annual fee

₹1,000 + GST yearly

Forex / international airport lounge visits

3.5% · 0/yr

Relevant benefit

8 published domestic airport lounge visits per year.

Important limit

Requires ₹50,000 of eligible spend per rolling three calendar months.

Best when

You expect to use domestic airport lounges during the year.

Annual fee

₹3,000 + GST yearly

Forex / international airport lounge visits

3.5% · up to 12/yr

District: BOGO up to ₹250, 2×/month

Relevant benefit

3.75% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹2,499 + GST yearly

Forex / international airport lounge visits

2% · 0/yr

District: BOGO up to ₹250, 1×/month

Relevant benefit

0.5% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹2,500 + GST yearly

Forex / international airport lounge visits

1% · 4/yr

Relevant benefit

0.5% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹1,000 + GST yearly

Forex / international airport lounge visits

3.5% · 0/yr

Relevant benefit

3.75% recorded reward value on eligible flight and hotel spending.

Important limit

₹500 statement cycle cap shared across upi reward value.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹2,499 + GST yearly

Forex / international airport lounge visits

2% · 0/yr

Relevant benefit

4 published domestic airport lounge visits per year.

Important limit

Eligible lounge lists, guest access and programme terms can change.

Best when

You expect to use domestic airport lounges during the year.

Annual fee

₹1,499 + GST yearly

Forex / international airport lounge visits

3.5% · 0/yr

Relevant benefit

1% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹500 + GST yearly

Forex / international airport lounge visits

1% · 0/yr

Relevant benefit

4 published domestic airport lounge visits per year.

Important limit

Select variant with the qualifying fixed-deposit relationship.

Best when

You expect to use domestic airport lounges during the year.

Annual fee

Lifetime free

Forex / international airport lounge visits

2.5% · 0/yr

Relevant benefit

0.75% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

Lifetime free

Forex / international airport lounge visits

2% · 2/yr

Relevant benefit

4 published domestic airport lounge visits per year.

Important limit

Requires ₹20,000 of eligible spend per calendar quarter.

Best when

You expect to use domestic airport lounges during the year.

Annual fee

Lifetime free

Forex / international airport lounge visits

Not published · 0/yr

Relevant benefit

3.33% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹10,000 + GST yearly

Forex / international airport lounge visits

2% · 1/yr

Relevant benefit

1% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹1,000 + GST yearly

Forex / international airport lounge visits

3.5% · up to 4/yr

BookMyShow: BOGO up to ₹250, 2×/month

Relevant benefit

1% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹12,500 + GST yearly

Forex / international airport lounge visits

2% · 1/yr

Relevant benefit

4 published domestic airport lounge visits per year.

Important limit

Requires ₹1,00,000 of eligible spend per calendar quarter.

Best when

You expect to use domestic airport lounges during the year.

Annual fee

₹1,000 + GST yearly

Forex / international airport lounge visits

3.5% · 0/yr

Relevant benefit

0.38% recorded reward value on eligible flight and hotel spending.

Important limit

₹7,500 statement cycle cap shared across maximum points per statement cycle.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹2,500 + GST yearly

Forex / international airport lounge visits

2% · 6/yr

Relevant benefit

2 published domestic airport lounge visits per year.

Important limit

Eligible lounge lists, guest access and programme terms can change.

Best when

You expect to use domestic airport lounges during the year.

Annual fee

₹999 + GST yearly

Forex / international airport lounge visits

2.0% · 1/yr

BookMyShow: BOGO up to ₹250, 1×/month

Relevant benefit

3% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹20,000 + GST yearly

Forex / international airport lounge visits

1.0% · 1/yr

District: BOGO up to ₹750, 1×/month

Relevant benefit

3% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹12,499 + GST yearly

Forex / international airport lounge visits

2% · 1/yr

BookMyShow: BOGO up to ₹750, 2×/month

Relevant benefit

4 published domestic airport lounge visits per year.

Important limit

Requires ₹75,000 of eligible spend per calendar quarter.

Best when

You expect to use domestic airport lounges during the year.

Annual fee

₹500 + GST yearly

Forex / international airport lounge visits

3.5% · 0/yr

BookMyShow: 25% off up to ₹100, 2×/month

Relevant benefit

16 published domestic airport lounge visits per year.

Important limit

Requires ₹75,000 of eligible spend per calendar quarter.

Best when

You expect to use domestic airport lounges during the year.

Annual fee

₹2,000 + GST yearly

Forex / international airport lounge visits

3.5% · 0/yr

BookMyShow: 25% off up to ₹150, 2×/month

Relevant benefit

0.5% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹3,500 + GST yearly

Forex / international airport lounge visits

3.5% · 2/yr

BookMyShow: BOGO up to ₹500, 2×/month

Relevant benefit

4 published domestic airport lounge visits per year.

Important limit

Requires ₹75,000 of eligible spend per calendar quarter.

Best when

You expect to use domestic airport lounges during the year.

Annual fee

₹500 + GST yearly

Forex / international airport lounge visits

3.5% · 0/yr

BookMyShow: 25% off up to ₹100, 2×/month

Relevant benefit

1.33% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹2,999 + GST yearly

Forex / international airport lounge visits

0% · up to 8/yr

District: BOGO up to ₹400, 2×/month

Relevant benefit

1.67% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹5,999 + GST yearly

Forex / international airport lounge visits

0% · up to 16/yr

District: BOGO up to ₹500, 2×/month

Relevant benefit

1.25% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

Lifetime free

Forex / international airport lounge visits

0% · 0/yr

District: 25% off up to ₹100, 1×/month

Relevant benefit

4 published domestic airport lounge visits per year.

Important limit

Requires ₹20,000 of eligible spend per calendar month.

Best when

You expect to use domestic airport lounges during the year.

Annual fee

₹499 + GST yearly

Forex / international airport lounge visits

0% · 0/yr

District: 25% off up to ₹100, 1×/month

Relevant benefit

1.25% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

Lifetime free

Forex / international airport lounge visits

0% · 0/yr

District: BOGO up to ₹125, 2×/month

Relevant benefit

1.25% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

Lifetime free

Forex / international airport lounge visits

0% · up to 4/yr

District: BOGO up to ₹250, 2×/month

Relevant benefit

1.33% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹750 + GST yearly

Forex / international airport lounge visits

0% · 0/yr

District: 25% off up to ₹100, 1×/month

Relevant benefit

3% recorded reward rate for IndiGo ecosystem only.

Important limit

Three percent in BluChips requires an eligible IndiGo ecosystem transaction; other eligible hotel and travel bookings use 2%.

Best when

The IndiGo ecosystem only condition matches how you spend.

Annual fee

₹1,499 + GST yearly

Forex / international airport lounge visits

3.5% · 0/yr

Relevant benefit

7% recorded reward rate for IndiGo ecosystem only.

Important limit

Seven percent in BluChips requires an eligible IndiGo ecosystem transaction; other eligible hotel and travel bookings use 3%.

Best when

The IndiGo ecosystem only condition matches how you spend.

Annual fee

₹4,999 + GST yearly

Forex / international airport lounge visits

2.0% · 6/yr

Relevant benefit

3% recorded reward rate for preferred destinations and airlines only.

Important limit

The higher earn requires an eligible preferred destination or named airline transaction; generic travel uses the base Avios earn.

Best when

The preferred destinations and airlines only condition matches how you spend.

Annual fee

₹5,000 + GST yearly

Forex / international airport lounge visits

3.5% · 8/yr

Relevant benefit

1% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹2,999 + GST yearly

Forex / international airport lounge visits

3.5% · 0/yr

Relevant benefit

4 published domestic airport lounge visits per year.

Important limit

Requires ₹1,50,000 of eligible spend per calendar quarter.

Best when

You expect to use domestic airport lounges during the year.

Annual fee

₹0 + GST yearly

Forex / international airport lounge visits

3.5% · 4/yr

BookMyShow: BOGO up to ₹200, 3×/month

Relevant benefit

0.4% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

Lifetime free

Forex / international airport lounge visits

1.5% · 2/yr

Relevant benefit

0.5% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹500 + GST yearly

Forex / international airport lounge visits

3.5% · 0/yr

Relevant benefit

0.8% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹500 + GST yearly

Forex / international airport lounge visits

3.5% · 0/yr

Relevant benefit

5% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹0 + GST yearly

Forex / international airport lounge visits

3.5% · 0/yr

Relevant benefit

3% recorded reward rate for Kotak Unbox travel only.

Important limit

Three Air Miles per ₹100 requires an eligible flight or hotel booking through Kotak Unbox; generic travel uses one mile per ₹100.

Best when

The Kotak Unbox travel only condition matches how you spend.

Annual fee

₹999 + GST yearly

Forex / international airport lounge visits

3.5% · 0/yr

Relevant benefit

2% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹3,000 + GST yearly

Forex / international airport lounge visits

2% · 2/yr

Relevant benefit

2.5% recorded reward rate for Singapore Airlines Group only.

Important limit

Five KrisFlyer miles per ₹200 require an eligible Singapore Airlines Group transaction; generic travel uses the base earn.

Best when

The Singapore Airlines Group only condition matches how you spend.

Annual fee

₹2,999 + GST yearly

Forex / international airport lounge visits

3.5% · 4/yr

Relevant benefit

1% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹999 + GST yearly

Forex / international airport lounge visits

1.0% · 1/yr

BookMyShow: 25% off up to ₹150, 2×/month

Relevant benefit

1% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹1,499 + GST yearly

Forex / international airport lounge visits

3.5% · 0/yr

Relevant benefit

0.5% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹2,999 + GST yearly

Forex / international airport lounge visits

3.5% · 4/yr

BookMyShow: 100% off up to ₹250, 1×/month

Relevant benefit

0.5% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹4,999 + GST yearly

Forex / international airport lounge visits

2.0% · 6/yr

BookMyShow: 100% off up to ₹500, 1×/month

Relevant benefit

0.75% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹4,999 + GST yearly

Forex / international airport lounge visits

2.0% · 6/yr

Relevant benefit

0.5% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹2,999 + GST yearly

Forex / international airport lounge visits

3.5% · 4/yr

Relevant benefit

4 published domestic airport lounge visits per year.

Important limit

Eligible lounge lists, guest access and programme terms can change.

Best when

You expect to use domestic airport lounges during the year.

Annual fee

₹1,499 + GST yearly

Forex / international airport lounge visits

3.5% · 0/yr

Relevant benefit

2% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹4,500 + GST yearly

Forex / international airport lounge visits

3.5% · 8/yr

Relevant benefit

0.5% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹350 + GST yearly

Forex / international airport lounge visits

3.5% · 0/yr

Relevant benefit

3.33% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹5,000 + GST yearly

Forex / international airport lounge visits

2% · up to 12/yr

Relevant benefit

1.5% recorded reward value on eligible flight and hotel spending.

Important limit

₹500 calendar month cap shared across combined upi neucoins.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹1,499 + GST yearly

Forex / international airport lounge visits

2% · 4/yr

Relevant benefit

1.5% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹1,499 + GST yearly

Forex / international airport lounge visits

2.0% · 4/yr

Relevant benefit

4 published domestic airport lounge visits per year.

Important limit

Requires ₹50,000 of eligible spend per calendar quarter.

Best when

You expect to use domestic airport lounges during the year.

Annual fee

₹499 + GST yearly

Forex / international airport lounge visits

3.5% · 0/yr

Relevant benefit

4 published domestic airport lounge visits per year.

Important limit

Requires ₹50,000 of eligible spend per calendar quarter.

Best when

You expect to use domestic airport lounges during the year.

Annual fee

₹499 + GST yearly

Forex / international airport lounge visits

3.5% · 0/yr

Relevant benefit

2% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹20,000 + GST yearly

Forex / international airport lounge visits

1.5% · 1/yr

Relevant benefit

1.5% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹2,999 + GST yearly

Forex / international airport lounge visits

3.5% · 4/yr

Relevant benefit

2.25% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

₹4,999 + GST yearly

Forex / international airport lounge visits

1% · 1/yr

BookMyShow: BOGO up to ₹800, 3×/month

Relevant benefit

6% recorded reward value on eligible flight and hotel spending.

Important limit

Issuer exclusions and merchant-category eligibility still apply.

Best when

You regularly book eligible flights or hotels.

Annual fee

Lifetime free

Forex / international airport lounge visits

3.4% · 0/yr