Standard Chartered EaseMyTrip Credit Card
Standard Chartered India · Visa · Entry card
A low-cost travel card with an unusually reachable waiver, broad travel earn and two lounge visits.
Occasional travellers who can use EaseMyTrip and want a very low annual-spend waiver.
Terms checked 24 Sept 2026
- Annual fee
- ₹350 + GST
- Joining fee
- ₹350 + GST
- Base reward rate
- 0.5%
- Forex markup
- 3.5%
Reward rates by spending category
Published catalogue rates before caps and merchant-category exclusions.
| Category | Recorded rate |
|---|---|
| Online shopping | 0.5% |
| Groceries & essentials | 0.5% |
| Dining & delivery | 0.5% |
| Fuel & commute | 0.5% |
| Travel & hotels | 0.5% |
| Bills & utilities | 0.5% |
| Beauty & wellness | 0.5% |
| Entertainment & movies | 0.5% |
| Education & family | 0.5% |
| Healthcare & pharmacy | 0.5% |
| Subscriptions & streaming | 0.5% |
| Offline store shopping | 0.5% |
| International spending | 0.5% |
| Gold & jewellery | 0.5% |
| House rent | 0.5% |
| Insurance premiums | 0.5% |
| Other miscellaneous | 0.5% |
Caps and fee waiver
- Reward caps
- No general cap recorded
- Annual fee waiver
- At ₹50,000 annual spending
- Monthly income requirement
- Not listed
Airport lounge access
2 domestic airport lounge visits per year
2 domestic airport lounge visits per year · Issuer card
Guest access: Not available
Two total domestic visits per calendar year under the post-15 October 2024 programme.
Benefits & conditions
Expand a category to see recorded benefits, fees and eligibility, with conditions and links to the sources. Categories without recorded details are grouped below; missing information does not mean a benefit is unavailable.
Rewards and cashback · 2 items
Standalone airline and hotel points
Usage-based valueTen points per ₹100 only on standalone airline and hotel websites, apps or outlets identified by eligible MCCs; aggregators are excluded.
Conditions: Ten points per ₹100 only on standalone airline and hotel websites, apps or outlets identified by eligible MCCs; aggregators are excluded.
Other eligible retail points
Usage-based valueTwo points per ₹100 on all other eligible retail spend, including EaseMyTrip bookings.
Fees · 2 items
Annual card fee
Cost ₹350₹350 annual fee before applicable tax.
Joining fee
Cost ₹350₹350 one-time joining fee before applicable tax.
Fee waiver · 2 items
Annual fee waiver
Usage-based · up to ₹350Annual fee may be waived after ₹50,000 of eligible annual spending.
Conditions: Reach ₹50,000 eligible annual spending
₹350 renewal fee waived at ₹50,000 annual spend
Shown without a cash value
Airport lounge access · 1 item
Domestic lounge access
Usage-based value2 visits per year through Issuer card. Guest access: not available. Two total domestic visits per calendar year under the post-15 October 2024 programme.
Travel privileges · 5 items
Once-monthly EaseMyTrip code: 10% domestic flight discount capped at ₹1,000
Shown without a cash valueOnce-monthly EaseMyTrip code: 10% international flight discount capped at ₹5,000
Shown without a cash valueOnce-monthly EaseMyTrip code: 20% domestic hotel discount capped at ₹5,000 at participating hotels
Shown without a cash valueOnce-monthly EaseMyTrip code: 20% international hotel discount capped at ₹10,000 at participating hotels
Shown without a cash value2.5% modeled value on standalone airline and hotel channels
Shown without a cash value
Foreign-currency charges · 1 item
Foreign-currency markup
Usage-based value3.5% foreign-currency markup before applicable tax.
Conditions: Applies to eligible foreign-currency transactions
Eligibility and availability · 1 item
Application eligibility
Shown without a cash valueApplication availability: open. No universal verified numeric income threshold is used as a hard filter. Standard Chartered does not publish one universal numeric income threshold for EaseMyTrip Credit Card.
Other benefits · 2 items
Once-monthly EaseMyTrip code: ₹125 domestic bus discount on a minimum ₹500 booking
Shown without a cash value0.5% modeled value on all other eligible retail spend, including EaseMyTrip bookings
Shown without a cash value
Other categories (10)
These categories have no detailed entries. We distinguish confirmed absences from information that still needs review.
Welcome benefits
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Spend milestones
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Card tiers
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Movies and entertainment
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Dining
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Golf
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Insurance and protection
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Fuel benefits
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Memberships
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Concierge
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗
What stands out
- ✓ 2.5% modeled value on standalone airline and hotel channels
- ✓ 0.5% modeled value on all other eligible retail spend, including EaseMyTrip bookings
- ✓ Two domestic lounge visits yearly
- ✓ ₹350 renewal fee waived at ₹50,000 annual spend
What to watch
The 2.5% rate excludes aggregators, including EaseMyTrip itself. Former Priority Pass issuance and complimentary international lounge access were discontinued from 15 October 2024.
Recorded exclusions
Cash withdrawal · Fees charges · Chargeback · Fraudulent transaction
How GainFair evaluates this card
The personal card advisor applies your monthly spending to category rates, limits rewards at the applicable caps, adds eligible movie, milestone and lounge value, and subtracts annual fees plus foreign-currency markup and GST. It can recommend keeping your current cards when a new card does not create enough incremental value.
Compare against
These cards have the closest mix of purpose, reward style, fee model and tier. They are suggestions for comparison, not rankings.
Issuer sources
Open the sources used for this card's product details, rewards, fees and eligibility.
Sources checked 24 Sept 2026 · Latest recorded change effective 15 Oct 2024