MakeMyTrip ICICI Bank Credit Card
ICICI Bank · Mastercard + RuPay · Mid card
A current, low-forex travel card that replaces the closed older MakeMyTrip Signature proposition.
MakeMyTrip users who want low forex, UPI and occasional lounge access in one card package.
Terms checked 23 Sept 2026
- Annual fee
- ₹999 + GST
- Joining fee
- ₹999 + GST
- Base reward rate
- 1%
- Forex markup
- 1.0%
Reward rates by spending category
Published catalogue rates before caps and merchant-category exclusions.
| Category | Recorded rate |
|---|---|
| Online shopping | 1% |
| Groceries & essentials | 1% |
| Dining & delivery | 1% |
| Fuel & commute | 1% |
| Travel & hotels | 1% |
| Bills & utilities | 1% |
| Beauty & wellness | 1% |
| Entertainment & movies | 1% |
| Education & family | 1% |
| Healthcare & pharmacy | 1% |
| Subscriptions & streaming | 1% |
| Offline store shopping | 1% |
| International spending | 1% |
| Gold & jewellery | 1% |
| House rent | 1% |
| Insurance premiums | 1% |
| Other miscellaneous | 1% |
Caps and fee waiver
- Reward caps
- No general cap recorded
- Annual fee waiver
- At ₹3,00,000 annual spending
- Monthly income requirement
- Approx. ₹20,000/month salaried · ₹20,000/month self-employed
Airport lounge access
8 domestic airport lounge visits per year • 1 international airport lounge visit per year
2 domestic airport lounge visits per quarter · Issuer card
Guest access: Not available
Requires ₹75,000 per Calendar quarter for the following calendar quarter
1 international airport lounge visit per year · Priority Pass
Guest access: Not available
Spend condition: Domestic access requires ₹75,000 in the preceding calendar quarter.
Movies and entertainment
BookMyShow · 25% discount · up to ₹150 · 2 uses/month
Requires ₹25,000 per Calendar quarter for the following calendar quarter.
Availability: Shared across eligible BookMyShow and INOX bookings from April 1, 2026..
Benefits & conditions
Expand a category to see recorded benefits, fees and eligibility, with conditions and links to the sources. Categories without recorded details are grouped below; missing information does not mean a benefit is unavailable.
Rewards and cashback · 3 items
MakeMyTrip hotel myCash
Usage-based valueSix myCash per ₹100 on eligible hotel bookings through MakeMyTrip.
Conditions: Six myCash per ₹100 on eligible hotel bookings through MakeMyTrip.
MakeMyTrip flight, bus and cab myCash
Usage-based valueThree myCash per ₹100 on eligible flight, bus and cab bookings through MakeMyTrip.
Conditions: Three myCash per ₹100 on eligible flight, bus and cab bookings through MakeMyTrip.
Other eligible retail myCash
Usage-based valueOne myCash per ₹100 on other eligible retail purchases.
Fees · 2 items
Annual card fee
Cost ₹999₹999 annual fee before applicable tax.
Joining fee
Cost ₹999₹999 one-time joining fee before applicable tax.
Fee waiver · 1 item
Annual fee waiver
Usage-based · up to ₹999Annual fee may be waived after ₹3,00,000 of eligible annual spending.
Conditions: Reach ₹3,00,000 eligible annual spending
Welcome benefits · 2 items
₹1,000 MakeMyTrip voucher
Recorded value ₹1,000Joining voucher valid for one year under current terms.
Conditions: Pay the applicable joining fee · MakeMyTrip booking and voucher terms apply
One-year MMTBLACK Gold membership
Shown without a cash valueComplimentary membership, excluding the membership myCash benefit; no guaranteed cash-equivalent value is assigned.
Conditions: Complete the issuer and MakeMyTrip activation flow
Spend milestones · 1 item
₹1,000 MakeMyTrip hotel voucher after annual-fee payment
Shown without a cash value
Airport lounge access · 2 items
Domestic lounge access
Usage-based value2 visits per quarter through Issuer card. Guest access: not available.
Conditions: Spend ₹75,000 per calendar quarter
International lounge access
Usage-based value1 visit per year through Priority Pass. Guest access: not available.
Movies and entertainment · 1 item
BookMyShow movie offer
Usage-based · up to ₹3,60025% discount up to ₹150, 2 times per month. Shared across eligible BookMyShow and INOX bookings from April 1, 2026.
Conditions: Spend ₹25,000 per calendar quarter
Travel privileges · 1 item
6% myCash on eligible MakeMyTrip hotels and 3% on flights, buses and cabs
Shown without a cash value
Dining · 1 item
Culinary Treats dining discounts
Shown without a cash value
Memberships · 1 item
One-year MMTBLACK Gold membership, excluding the membership myCash feature
Shown without a cash value
Concierge · 1 item
24-hour RuPay concierge service
Shown without a cash value
Foreign-currency charges · 1 item
Foreign-currency markup
Usage-based value0.99% foreign-currency markup before applicable tax.
Conditions: Applies to eligible foreign-currency transactions
Eligibility and availability · 1 item
Application eligibility
Shown without a cash valueApplication availability: open. Published minimum monthly income: ₹20,000. The current ICICI RuPay application path publishes ₹20,000 monthly income. Final approval remains issuer-assessed.
Other benefits · 3 items
Three-month no-cost EMI on eligible MakeMyTrip bookings
Shown without a cash value1% myCash on other eligible retail spend with no expiry
Shown without a cash valueDual Mastercard and RuPay issuance with merchant-UPI support
Shown without a cash value
Other categories (4)
These categories have no detailed entries. We distinguish confirmed absences from information that still needs review.
Card tiers
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source ↗Golf
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source ↗Insurance and protection
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source ↗Fuel benefits
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source ↗
What stands out
- ✓ 6% myCash on eligible MakeMyTrip hotels and 3% on flights, buses and cabs
- ✓ 1% myCash on other eligible retail spend with no expiry
- ✓ Dual Mastercard and RuPay issuance with merchant-UPI support
- ✓ Two domestic lounge visits quarterly, one international yearly and 0.99% forex markup
What to watch
myCash is spendable only through MakeMyTrip and cannot be transferred to a bank account. Domestic lounge and movie offers require preceding-quarter spend, and the renewal waiver needs ₹3 lakh annually.
Recorded exclusions
Rent · Cash withdrawal · Emi · Balance transfer · Personal loan on card · Fees charges
How GainFair evaluates this card
The personal card advisor applies your monthly spending to category rates, limits rewards at the applicable caps, adds eligible movie, milestone and lounge value, and subtracts annual fees plus foreign-currency markup and GST. It can recommend keeping your current cards when a new card does not create enough incremental value.
Compare against
These cards have the closest mix of purpose, reward style, fee model and tier. They are suggestions for comparison, not rankings.
Card change history
Material changes verified against dated issuer notices. Effective dates can differ from announcement dates.
- Value reduced
Movie offer gained a quarterly spend condition
ICICI Bank linked the MakeMyTrip card movie discount to spend in the preceding quarter.
- Before
- The published movie offer did not have the current ₹25,000 preceding-quarter threshold.
- After
- ₹25,000 spend in the preceding quarter is required for movie access in the next quarter.
Checked 23 Sept 2026ICICI card benefit changes ↗
Issuer sources
Open the sources used for this card's product details, rewards, fees and eligibility.
Sources checked 23 Sept 2026 · Latest recorded change effective 1 Apr 2026