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GainFair · Your Credit Card Advisor

Credit card advice, shaped around your spending.

Tell GainFair how you spend. Your card advisor compares rewards, caps and fees, and tells you when the cards you already have are enough.

Ask the advisorHow it works
~2 minNo signupNo PANFree
GainFair
Your Credit Card Advisor
Personal recommendation
Your spending · Verified rules
Example advisor result
Ongoing annual value
₹16,221
after fees
Rewards and cashback₹17,400
Annual fee and tax−₹1,179

Illustrative result. Your recommendation uses your actual spending and card rules.

150+ cardsIssuer-sourced termsFees and caps includedNo commission-led ranking

What do you want to do?

Ask the advisorGet a personalised credit-card recommendation.Check my walletSpot fees, overlap and missing coverage.Which card should I use?Find the best card in your wallet for a purchase.
How it works

We calculate rewards, then subtract the costs.

Full methodology

Calculate real value

Rewards after fees, tax, caps and exclusions.

Rank independently

Compensation never changes the result.

Keep what works

No new card can be the best answer.

Explore card guides

Browse cards by the benefit you care about.

All cardsCashbackUPITravelFuelLifetime free