YES BANK MARQUEE Credit Card
YES BANK · Visa · Premium card
Unlimited international airport lounge access at a ₹4,999 renewal fee is an outlier: usually reserved for much higher-fee cards.
Frequent international travellers who want unlimited international airport lounge access without a super-premium fee.
Terms checked 21 Sept 2026
- Annual fee
- ₹4,999 + GST
- Joining fee
- ₹9,999 + GST
- Base reward rate
- 2.3%
- Forex markup
- 1%
Reward rates by spending category
Published catalogue rates before caps and merchant-category exclusions.
| Category | Recorded rate |
|---|---|
| Online shopping | 4.5% |
| Entertainment & movies | 2.3% |
| Dining & delivery | 2.3% |
| Groceries & essentials | 2.3% |
| Travel & hotels | 2.3% |
| Beauty & wellness | 2.3% |
| Offline store shopping | 2.3% |
| International spending | 2.3% |
| Healthcare & pharmacy | 2.3% |
| Other miscellaneous | 2.3% |
| Gold & jewellery | 2.3% |
| Bills & utilities | 1.3% |
| Subscriptions & streaming | 1.3% |
| Fuel & commute | 0% |
| House rent | 0% |
| Insurance premiums | 0% |
| Education & family | 0% |
Caps and fee waiver
- Reward caps
- No general cap recorded
- Annual fee waiver
- At ₹10,00,000 annual spending
- Monthly income requirement
- Not listed
Airport lounge access
24 domestic airport lounge visits per year • Unlimited international airport lounge visits
6 domestic airport lounge visits per quarter · Issuer card
Guest access: Not specified
1 international airport lounge visit per year · Priority Pass
Guest access: Not specified
Unlimited access is published for primary and add-on cardholders.
Movies and entertainment
BookMyShow · Buy one, get one · up to ₹800 · 3 uses/month
Availability: ₹800 is the maximum saving used in the issuer value illustration; actual ticket value governs..
Benefits & conditions
Expand a category to see recorded benefits, fees and eligibility, with conditions and links to the sources. Categories without recorded details are grouped below; missing information does not mean a benefit is unavailable.
Rewards and cashback · 4 items
Eligible online rewards
Usage-based value36 points per ₹200 on eligible online purchases; the broad finder uses online shopping as the only safely identifiable online-spend bucket.
Select-category rewards
Usage-based value10 points per ₹200 in the issuer-designated select-category schedule.
Other eligible rewards
Usage-based value18 points per ₹200 on other eligible purchases; online transactions outside the dedicated online-shopping bucket are conservatively kept at this rate.
36 YES Rewardz points per ₹200 on eligible online spend and 18 per ₹200 on eligible offline spend
Shown without a cash value
Fees · 3 items
Annual card fee
Cost ₹4,999₹4,999 annual fee before applicable tax.
Joining fee
Cost ₹9,999₹9,999 one-time joining fee before applicable tax.
20,000 renewal points when the annual fee is charged under current terms
Shown without a cash value
Fee waiver · 1 item
Annual fee waiver
Usage-based · up to ₹4,999Annual fee may be waived after ₹10,00,000 of eligible annual spending.
Conditions: Reach ₹10,00,000 eligible annual spending
Welcome benefits · 2 items
40,000 YES Rewardz points
Recorded value ₹10,000Welcome points worth ₹10,000 at the published maximum ₹0.25 value.
Conditions: Pay the applicable joining fee · Meet the issuer fulfilment conditions
ET Prime membership
Shown without a cash valueComplimentary ET Prime membership in the current welcome package.
Conditions: Pay the applicable joining fee · Partner activation and validity terms apply
Airport lounge access · 2 items
Domestic lounge access
Usage-based value6 visits per quarter through Issuer card. Guest access: not specified.
International lounge access
Usage-based valueUnlimited visits through Priority Pass. Guest access: not specified. Unlimited access is published for primary and add-on cardholders.
Movies and entertainment · 1 item
BookMyShow movie offer
Usage-based · up to ₹28,800Buy one, get one offer up to ₹800, 3 times per month. ₹800 is the maximum saving used in the issuer value illustration; actual ticket value governs.
Golf · 1 item
Golf lessons and green-fee waivers under the issuer programme
Shown without a cash value
Insurance and protection · 1 item
Six-month purchase protection for eligible mobile phones and electronic devices bought online
Shown without a cash value
Fuel benefits · 1 item
1% fuel surcharge waiver
Shown without a cash value
Memberships · 1 item
ET Prime membership in the joining package
Shown without a cash value
Concierge · 1 item
Airport concierge and assistance privileges
Shown without a cash value
Foreign-currency charges · 2 items
Foreign-currency markup
Usage-based value1% foreign-currency markup before applicable tax.
Conditions: Applies to eligible foreign-currency transactions
1% forex markup and ₹10 lakh renewal-fee waiver threshold
Shown without a cash value
Eligibility and availability · 1 item
Application eligibility
Shown without a cash valueApplication availability: open. No universal verified numeric income threshold is used as a hard filter. YES BANK does not publish a universal numeric income threshold on the reviewed public product terms.
Other categories (5)
These categories have no detailed entries. We distinguish confirmed absences from information that still needs review.
Spend milestones
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Card tiers
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Travel privileges
Details not yet availableThe reviewed issuer sources publish this benefit; its exact conditions are retained in the card benefit profile.
Official source 1 ↗Official source 2 ↗Dining
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Other benefits
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗
What stands out
- ✓ 36 YES Rewardz points per ₹200 on eligible online spend and 18 per ₹200 on eligible offline spend
- ✓ Six domestic lounge visits per quarter plus unlimited international lounge access
- ✓ Three BookMyShow buy-one-get-one uses monthly, with the issuer illustration capped at ₹800 per use
- ✓ 1% forex markup and ₹10 lakh renewal-fee waiver threshold
What to watch
The strongest earn rate depends on an eligible online transaction. Points are worth up to ₹0.25, a redemption fee applies, and numerous regulated or quasi-cash categories earn no points.
Recorded exclusions
Fuel Commute · Education Family · Rent · Insurance · Wallet load · Government payments · Upi · Cash withdrawal · Emi · Railways · Tolls
How GainFair evaluates this card
The personal card advisor applies your monthly spending to category rates, limits rewards at the applicable caps, adds eligible movie, milestone and lounge value, and subtracts annual fees plus foreign-currency markup and GST. It can recommend keeping your current cards when a new card does not create enough incremental value.
Compare against
These cards have the closest mix of purpose, reward style, fee model and tier. They are suggestions for comparison, not rankings.
Issuer sources
Open the sources used for this card's product details, rewards, fees and eligibility.
Sources checked 21 Sept 2026