IndusInd Bank Tiger Credit Card
IndusInd Bank · Visa · Premium card
A lifetime-free travel card with useful lounge access and a low forex markup; rewards are valued across the issuer’s incremental annual-spend slabs.
Frequent travellers who want lounge access and low forex costs without an annual fee.
Terms checked 13 Sept 2026
- Annual fee
- Lifetime free
- Joining fee
- ₹0
- Base reward rate
- 0.4%
- Forex markup
- 1.5%
Reward rates by spending category
Published catalogue rates before caps and merchant-category exclusions.
| Category | Recorded rate |
|---|---|
| Travel & hotels | 0.4% |
| Online shopping | 0.4% |
| Dining & delivery | 0.4% |
| Entertainment & movies | 0.4% |
| Groceries & essentials | 0.4% |
| Bills & utilities | 0.4% |
| Subscriptions & streaming | 0.4% |
| Beauty & wellness | 0.4% |
| Offline store shopping | 0.4% |
| International spending | 0.4% |
| House rent | 0.4% |
| Insurance premiums | 0.4% |
| Education & family | 0.4% |
| Healthcare & pharmacy | 0.4% |
| Other miscellaneous | 0.4% |
| Gold & jewellery | 0.4% |
| Fuel & commute | 0% |
Caps and fee waiver
- Reward caps
- No general cap recorded
- Annual fee waiver
- Not needed
- Monthly income requirement
- Not listed
Airport lounge access
8 domestic airport lounge visits per year • 2 international airport lounge visits per year
2 domestic airport lounge visits per quarter · Issuer card
Guest access: Chargeable
2 international airport lounge visits per year · Priority Pass
Guest access: Chargeable
Priority Pass visits within India are chargeable.
Benefits & conditions
Expand a category to see recorded benefits, fees and eligibility, with conditions and links to the sources. Categories without recorded details are grouped below; missing information does not mean a benefit is unavailable.
Rewards and cashback · 4 items
Incremental anniversary-year reward slabs
Usage-based valueOne, two, four, then six points per ₹100 apply only to the incremental spend inside each anniversary-year slab. Each point is worth ₹0.40 as cash credit.
Base rewards outside accelerated slabs
Usage-based valueThese categories earn the base one point per ₹100 but do not receive the anniversary-year accelerated multipliers. Fuel earns no points.
Incremental anniversary-year earn rises from 1 to 2, 4 and 6 points per ₹100
Shown without a cash value1 point = ₹0.40 as cash credit, with cash redemption capped at 5,000 points monthly
Shown without a cash value
Fees · 1 item
Lifetime-free annual fee
Recorded value ₹-0No annual card fee is recorded under the currently reviewed terms.
Airport lounge access · 3 items
Domestic lounge access
Usage-based value2 visits per quarter through Issuer card. Guest access: chargeable.
International lounge access
Usage-based value2 visits per year through Priority Pass. Guest access: chargeable. Priority Pass visits within India are chargeable.
Complimentary Priority Pass membership with two international visits yearly; visits within India are chargeable
Shown without a cash value
Movies and entertainment · 2 items
One complimentary BookMyShow movie ticket up to ₹500 every six months
Shown without a cash valueLifetime free with 1.5% forex, quarterly golf and two ₹500 movie tickets yearly
Shown without a cash value
Golf · 1 item
One complimentary golf game or lesson per quarter
Shown without a cash value
Fuel benefits · 1 item
1% fuel surcharge waiver across eligible Indian fuel stations
Shown without a cash value
Memberships · 1 item
Complimentary Priority Pass membership with two international visits yearly; visits within India are chargeable
Shown without a cash value
Concierge · 1 item
24/7 concierge services
Shown without a cash value
Foreign-currency charges · 1 item
Foreign-currency markup
Usage-based value1.5% foreign-currency markup before applicable tax.
Conditions: Applies to eligible foreign-currency transactions
Eligibility and availability · 1 item
Application eligibility
Shown without a cash valueApplication availability: open. No universal verified numeric income threshold is used as a hard filter. The reviewed issuer page does not publish one universal numeric income threshold.
Other benefits · 1 item
Auto Assist roadside services
Shown without a cash value
Other categories (7)
These categories have no detailed entries. We distinguish confirmed absences from information that still needs review.
Fee waiver
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Welcome benefits
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Spend milestones
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Card tiers
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Travel privileges
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Dining
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Insurance and protection
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗
What stands out
- ✓ Incremental anniversary-year earn rises from 1 to 2, 4 and 6 points per ₹100
- ✓ 1 point = ₹0.40 as cash credit, with cash redemption capped at 5,000 points monthly
- ✓ Two domestic lounge visits per quarter and two international Priority Pass visits yearly
- ✓ Lifetime free with 1.5% forex, quarterly golf and two ₹500 movie tickets yearly
What to watch
Higher reward multipliers apply only to incremental spending after each anniversary-year threshold, not to selected shopping or travel categories.
Recorded exclusions
Fuel Commute · Wallet load · Government payments
How GainFair evaluates this card
The personal card advisor applies your monthly spending to category rates, limits rewards at the applicable caps, adds eligible movie, milestone and lounge value, and subtracts annual fees plus foreign-currency markup and GST. It can recommend keeping your current cards when a new card does not create enough incremental value.
Affiliate disclosure: Affiliate link · GainFair may earn a commission if you complete a qualifying action. You pay nothing extra, and compensation never affects recommendations or rankings. Read the full disclosure.
Compare against
These cards have the closest mix of purpose, reward style, fee model and tier. They are suggestions for comparison, not rankings.
Card change history
Material changes verified against dated issuer notices. Effective dates can differ from announcement dates.
- Value reduced
Cash redemption limit introduced
Cash-credit redemptions are limited per calendar month while reward earning remains uncapped by this restriction.
- Before
- The current monthly cash-redemption ceiling did not apply.
- After
- A maximum of 5,000 reward points may be redeemed for cash credit per calendar month.
Checked 21 Sept 2026IndusInd Tiger cash-credit terms ↗
Issuer sources
Open the sources used for this card's product details, rewards, fees and eligibility.
Sources checked 13 Sept 2026 · Latest recorded change effective 1 Sept 2024