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Online shoppingAmazon, Flipkart, Myntra and others7Focused22BroaderGroceriesBlinkit, Zepto, Instamart and others1Focused18BroaderUtility billsElectricity, mobile and broadband1Focused8BroaderDining & deliverySwiggy, Zomato and others3Focused33BroaderTravelFlights, hotels and travel rewards13Focused74BroaderFuelFuel rewards and surcharge value7Focused2BroaderMoviesTickets, BOGO and discounts1Focused46Broader
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Showing all 150+ cards
Axis BankEntry tier
Axis BankMastercard
Airtel Axis Bank Credit Card
Airtel Axis Bank Credit Card
Annual fee: ₹500 + GST• Annual fee waived at ₹2.0L
25% cashback on Airtel mobile, broadband & DTH recharges via Airtel Thanks app
10% cashback on utility bill payments (electricity, water, piped gas) via Airtel Thanks
10% value back on Zomato, Blinkit and District Movies, capped at ₹200 per partner per month
ICICI BankLifetime free
ICICI BankVisa
Amazon Pay ICICI Bank Credit Card
Amazon Pay ICICI Bank Credit Card
Annual fee: ₹0 for life
No joining fee or annual fee
Unlimited 5% rewards on eligible Amazon purchases for Prime members; 3% for non-Prime members
2% rewards on eligible digitally fulfilled categories, physical gift cards and Login and Pay with Amazon transactions
American ExpressMid tier
American ExpressAmex
American Express Membership Rewards Credit Card
American Express Membership Rewards Credit Card
Annual fee: ₹4500 + GST• Annual fee waived at ₹1.5L
1 Membership Rewards point per eligible ₹50 spent
1,000 bonus points monthly for four transactions of at least ₹1,500 each
Another 1,000 bonus points monthly at ₹20,000 eligible spend after enrolment
American ExpressMid tier
American ExpressAmex
American Express Platinum Travel Credit Card
American Express Platinum Travel Credit Card
Annual fee: ₹5000 + GST
10,000 Membership Rewards milestone points at ₹4 lakh eligible annual spend
₹20,000 Taj Stay voucher at ₹7 lakh eligible annual spend
Two domestic airport lounge visits per quarter; spend conditions apply from 1 October 2026
American ExpressEntry tier
American ExpressAmex
American Express SmartEarn Credit Card
American Express SmartEarn Credit Card
Annual fee: ₹495 + GST• Annual fee waived at ₹0.4L
Low annual fee waiver of just ₹40,000 annual spend
10X Membership Rewards on the two separately capped issuer partner groups
5X Membership Rewards on Amazon under its own monthly point cap
AU Small Finance BankEntry tier
AU Small Finance BankVisa
AU Bank Altura Credit Card
AU Bank Altura Credit Card
Annual fee: ₹199 + GST• Annual fee waived at ₹0.4L
2% cashback on eligible grocery, utility and department-store purchases
1% cashback on other eligible retail purchases
₹50 statement-cycle cashback bonus after ₹10,000 eligible retail spend
AU Small Finance BankEntry tier
AU Small Finance BankVisa
AU Bank Altura Plus Credit Card
AU Bank Altura Plus Credit Card
Annual fee: ₹499 + GST• Annual fee waived at ₹0.8L
1.5% cashback on eligible point-of-sale spend up to an issuer-set ceiling
Two reward points per ₹100 on eligible online purchases
500 bonus points after ₹20,000 eligible monthly spend
AU Small Finance BankMid tier
AU Small Finance BankVisa
AU Bank Ananta Credit Card
AU Bank Ananta Credit Card
Annual fee: ₹2000 + GST• Annual fee waived at ₹3.0L
Five points per ₹100 on eligible shopping, dining and travel
Up to 50,000 cumulative milestone points at ₹10 lakh anniversary-year spend
Choice of 8,000 welcome points or a ₹2,000 voucher
AU Small Finance BankMid tier
AU Small Finance BankVisa
AU Bank Laksya Credit Card
AU Bank Laksya Credit Card
Annual fee: ₹1000 + GST• Annual fee waived at ₹2.0L
Five points per ₹100 on eligible grocery, department-store and contactless spend
Eight domestic airport-lounge visits yearly after the prior-quarter spend condition
Monthly District movie BOGO capped at ₹250
AU Small Finance BankEntry tier
AU Small Finance BankVisa
AU Bank NOMO Credit Card
AU Bank NOMO Credit Card
Annual fee: ₹0 for life
0.5% effective value on eligible retail spend
500 quarterly points at ₹25,000 and another 500 at ₹50,000 eligible quarterly spend
Two domestic airport lounge visits per quarter after ₹50,000 preceding-quarter spend
AU Small Finance BankEntry tier
AU Small Finance BankVisa
AU Bank Prathama Credit Card
AU Bank Prathama Credit Card
Annual fee: ₹100 + GST• Annual fee waived at ₹0.8L
One point per ₹100 until ₹5,000 eligible statement spend and two points thereafter
Two points per ₹100 on eligible contactless Tap & Pay purchases
500 bonus points for each eligible standing-instruction setup
AU Small Finance BankEntry tier
AU Small Finance BankRuPay
AU Bank Spont Credit Card
AU Bank Spont Credit Card
Annual fee: ₹299 + GST
1% cashback on eligible ecommerce, POS, contactless and merchant-UPI spending
Two domestic airport-lounge visits per quarter after ₹50,000 prior-quarter spend
Eight railway-lounge visits yearly
AU Small Finance BankEntry tier
AU Small Finance BankVisa
AU Bank Tejas Credit Card
AU Bank Tejas Credit Card
Annual fee: ₹500 + GST• Annual fee waived at ₹1.5L
Five points per ₹100 on eligible AU Rewardz transactions
Choice of 2,000 welcome points or a ₹500 voucher
500 statement-cycle bonus points after five eligible ₹500+ transactions
AU Small Finance BankPremium tier
AU Small Finance BankVisa + RuPay
AU Bank Vetta Credit Card
AU Bank Vetta Credit Card
Annual fee: ₹2999 + GST• Annual fee waived at ₹1.5L
Four reward points per ₹100 on eligible grocery and departmental-store purchases
Quarterly bonus points at ₹50,000 and ₹1 lakh plus a ₹1,000 annual voucher
One domestic and one international airport lounge visit per quarter
AU Small Finance BankLifetime free
AU Small Finance BankRuPay
AU Bank Zaggle Credit Card
AU Bank Zaggle Credit Card
Annual fee: ₹0 for life
Lifetime-free RuPay credit card with Zagg Coins on eligible purchases
1% value back on the first ₹10,000 of monthly zagg.money UPI spend and 2% thereafter
Four Zagg Coins equal ₹1 and redemption starts at 1,000 coins
AU Small Finance BankPremium tier
AU Small Finance BankVisa + RuPay
AU Bank Zenith Credit Card
AU Bank Zenith Credit Card
Annual fee: ₹7999 + GST• Annual fee waived at ₹5.0L
Five points per ₹100 on dining, grocery and international spend; three points on other eligible spend
1,000 bonus points in each statement cycle with ₹50,000 eligible retail spend
Two domestic and two international lounge visits per quarter, with a domestic spend condition
AU Small Finance BankSuper Premium tier
AU Small Finance BankVisa + RuPay
AU Bank Zenith+ Credit Card
AU Bank Zenith+ Credit Card
Zenith+ metal variant
Annual fee: ₹4999 + GST• Annual fee waived at ₹8.0L
Two ₹1 points per ₹100 on eligible travel, dining and international spend; one point elsewhere
1,000 bonus points in every statement cycle with ₹75,000 eligible spend
Sixteen domestic and sixteen international airport lounge visits yearly
AU Small Finance BankLifetime free
AU Small Finance BankVisa
AU Small Finance Bank LIT Credit Card
AU Small Finance Bank LIT Credit Card
Annual fee: ₹0 for life
Lifetime-free base card with 1 reward point per ₹100 on eligible retail spends
Optional paid feature packs can add 5X/10X rewards, category cashback or lounge access for 90 days
No fixed annual fee on the base card
SBI CardSuper Premium tier
SBI CardVisa
AURUM Credit Card
AURUM Credit Card
Annual fee: ₹9999 + GST• Annual fee waived at ₹12.0L
1% value-back on eligible non-fuel spend
Unlimited international lounge visits plus one guest visit per quarter
Four domestic lounge visits and one spa visit per quarter
Axis BankEntry tier
Axis BankVisa
Axis Bank ACE Credit Card
Axis Bank ACE Credit Card
Annual fee: ₹499 + GST• Annual fee waived at ₹2.0L
5% cashback on utility bill payments (Electricity, Water, Gas, DTH, Mobile) via Google Pay
4% cashback on Swiggy, Zomato & Ola rides
1.5% flat uncapped cashback on all other offline and online spends
Axis BankPremium tier
Axis BankVisa
Axis Bank Atlas Credit Card
Axis Bank Atlas Credit Card
Annual fee: ₹5000 + GST
5 EDGE Miles per ₹100 on direct airline, direct hotel and Travel EDGE bookings, capped at ₹2 lakh eligible travel spend per month
2 EDGE Miles per ₹100 on other eligible spend; partner conversion varies and Marriott is not 1:2
Generous domestic and international airport lounge access with guest privileges
Axis BankEntry tier
Axis BankVisa
Axis Bank Cashback Credit Card
Axis Bank Cashback Credit Card
Annual fee: ₹1000 + GST• Annual fee waived at ₹4.0L
Incremental online cashback: 2% on the first ₹5,000, 5% on the next ₹35,000 and 7% thereafter
Online cashback is capped at ₹4,000 per statement month
0.75% uncapped cashback on eligible offline and travel spend
Axis BankPremium tier
Axis BankMastercard
Axis Bank Horizon Credit Card
Axis Bank Horizon Credit Card
Annual fee: ₹3000 + GST
Five EDGE Miles per ₹100 on Travel EDGE and eligible direct-airline channels
Two EDGE Miles per ₹100 on other eligible purchases
Eight domestic lounge visits per quarter on Visa or six on Mastercard, plus two international visits per quarter
Axis BankSuper Premium tier
Axis BankVisa + RuPay
Axis Bank Magnus Credit Card
Axis Bank Magnus Credit Card
Annual fee: ₹12500 + GST• Annual fee waived at ₹25.0L
Twelve points per ₹200 up to ₹1.5 lakh monthly and 35 points thereafter
Travel EDGE earns 60 points per ₹200 up to ₹2 lakh monthly and 35 thereafter
Unlimited domestic and international lounge access plus four international guest visits yearly
Axis BankSuper Premium tier
Axis BankVisa
Axis Bank Magnus Credit Card for Burgundy
Axis Bank Magnus Credit Card for Burgundy
Annual fee: ₹30000 + GST• Annual fee waived at ₹30.0L
12 EDGE Reward Points per ₹200, rising to 35 per ₹200 on incremental eligible monthly spend above ₹1.5 lakh
60 points per ₹200 on the first ₹2 lakh of monthly Travel EDGE spend, then 35 per ₹200
Unlimited domestic and international airport lounge access under current conditions
Axis BankEntry tier
Axis BankMastercard
Axis Bank My Zone Credit Card
Axis Bank My Zone Credit Card
Annual fee: ₹500 + GST
4 EDGE Reward Points per ₹200 on eligible spend, valued at ₹0.20 per point
District buy-one-get-one movie offer up to ₹200 once monthly
One domestic lounge visit per quarter after ₹50,000 spend in the preceding three calendar months
Axis BankEntry tier
Axis BankVisa
Axis Bank Neo Credit Card
Axis Bank Neo Credit Card
Annual fee: ₹250 + GST
Standard ₹250 joining and annual fee; channel-specific lifetime-free offers may differ
Flat ₹120 off on eligible Zomato orders twice a month
10% off on Blinkit and BookMyShow within their published monthly limits
Axis BankLifetime free
Axis BankAmex
Axis Bank Privilege American Express Credit Card
Axis Bank Privilege American Express Credit Card
Annual fee: ₹0 for life
Current American Express issuance is lifetime free
Ten EDGE Reward Points per ₹200 on eligible purchases
10,000 milestone points at ₹2.5 lakh anniversary spend
Axis BankMid tier
Axis BankMastercard
Axis Bank Rewards Credit Card
Axis Bank Rewards Credit Card
Annual fee: ₹1000 + GST• Annual fee waived at ₹2.0L
Twenty EDGE Reward Points per ₹125 at eligible apparel and department-store MCCs
Two points per ₹125 on other eligible purchases
1,500 points in each ₹30,000 net-spend statement cycle
Axis BankPremium tier
Axis BankVisa
Axis Bank Select Credit Card
Axis Bank Select Credit Card
Annual fee: ₹3000 + GST• Annual fee waived at ₹8.0L
2X EDGE Reward Points on eligible retail-shopping MCCs, capped at ₹20,000 monthly accelerated spend
District buy-one-get-one movie discount up to ₹250, twice monthly
Six international lounge visits yearly plus six more after ₹3 lakh anniversary-year spend
Axis BankEntry tier
Axis BankVisa
Axis Bank Shoppers Stop Credit Card
Axis Bank Shoppers Stop Credit Card
Annual fee: ₹500 + GST• Annual fee waived at ₹1.0L
20 First Citizen points per ₹200 on Shoppers Stop private labels and 12 on other Shoppers Stop brands
Two points per ₹200 on other eligible purchases
₹2,550 fixed-face-value welcome package plus Golden Glow membership
Axis BankLifetime free
Axis BankRuPay
Axis Bank super.money RuPay Credit Card
Axis Bank super.money RuPay Credit Card
Annual fee: ₹0 for life
3% cashback on eligible credit-card UPI QR transactions through the super.money app
1% cashback on other eligible UPI and card purchases
The 3% pool is capped at the larger of ₹100 or cashback earned by the 1% pool in the statement cycle
BOBCARDEntry tier
BOBCARDMastercard
BOBCARD Cashback Credit Card
BOBCARD Cashback Credit Card
Annual fee: ₹499 + GST
5% cashback on eligible domestic online purchases after four transactions in the statement cycle
₹1,500 statement-cycle cap applies only to the incremental online cashback
Unlimited 1% cashback on other eligible purchases
BOBCARDEntry tier
BOBCARDRuPay
BOBCARD Easy Credit Card
BOBCARD Easy Credit Card
Annual fee: ₹500 + GST• Annual fee waived at ₹0.3L
Five points per ₹100 at eligible department stores and cinemas, capped at 1,000 points per statement cycle
Four points per ₹100 on SmartDeal flights and ten on SmartDeal hotels
₹500 renewal fee waived at ₹35,000 eligible anniversary-year spend
BOBCARDMid tier
BOBCARDVisa
BOBCARD ETERNA Credit Card
BOBCARD ETERNA Credit Card
Annual fee: ₹2499 + GST• Annual fee waived at ₹2.5L
15 reward points per ₹100 on eligible travel, dining, online and international spend
3 reward points per ₹100 on other eligible purchases
Unlimited domestic lounge visits after ₹75,000 spend in the preceding calendar quarter
BOBCARDPremium tier
BOBCARDMastercard
BOBCARD Etihad Guest Credit Card
BOBCARD Etihad Guest Credit Card
Annual fee: ₹2500 + GST• Annual fee waived at ₹3.0L
Three Etihad Guest miles per ₹100 on eligible Etihad Airways purchases
7,500 welcome miles under the September 2026 onboarding offer
Quarterly and annual mileage bonuses worth 20,000 miles at the maximum spend tier
BOBCARDMid tier
BOBCARDRuPay
BOBCARD Premier Credit Card
BOBCARD Premier Credit Card
RuPay variant
Annual fee: ₹1000 + GST• Annual fee waived at ₹1.2L
Ten points per ₹100 on eligible travel, international and dining transactions, capped at 2,000 points per statement cycle
Eight points per ₹100 on SmartDeal flights and twenty on SmartDeal hotels
One domestic airport-lounge visit per quarter after ₹20,000 previous-quarter spend
BOBCARDEntry tier
BOBCARDVisa
BOBCARD Select Credit Card
BOBCARD Select Credit Card
Visa variant
Annual fee: ₹750 + GST• Annual fee waived at ₹0.7L
Five points per ₹100 on eligible online and dining transactions, capped at 1,000 points per statement cycle
Four points per ₹100 on SmartDeal flights and ten on SmartDeal hotels
₹750 renewal fee waived at ₹70,000 eligible anniversary-year spend
BOBCARDPremium tier
BOBCARDRuPay
BOBCARD Tiara Credit Card
BOBCARD Tiara Credit Card
Annual fee: ₹2499 + GST• Annual fee waived at ₹2.5L
15 points per ₹100 on eligible dining, travel and international purchases
Unlimited domestic lounge access after ₹75,000 preceding-quarter spend
FITPASS PRO welcome membership for eligible new cards
BOBCARDLifetime free
BOBCARDVisa + RuPay
BOBCARD Uni GoldX Credit Card
BOBCARD Uni GoldX Credit Card
Annual fee: ₹0 for life
Lifetime free Visa card with an optional RuPay companion for UPI
1% value back as Uni Coins on eligible domestic purchases
Up to 5% value back on eligible Uni Store vouchers
RBL BankEntry tier
RBL BankMastercard
BookMyShow RBL Bank Play Credit Card
BookMyShow RBL Bank Play Credit Card
Annual fee: ₹500 + GST• Annual fee waived at ₹1.5L
Up to ₹500 BookMyShow benefit each billing cycle after ₹5,000 of eligible spend
Additional ₹100 food-and-beverage discount when two eligible movie tickets are booked
₹500 welcome BookMyShow benefit after the first transaction on a paid card
SBI CardEntry tier
SBI CardVisa
BPCL SBI Card
BPCL SBI Card
Annual fee: ₹499 + GST• Annual fee waived at ₹1.0L
13 reward points per ₹100 on eligible BPCL fuel purchases
5 points per ₹100 on dining, grocery, departmental-store and movie spend
2,000 welcome points after joining-fee payment
SBI CardMid tier
SBI CardVisa
BPCL SBI Card OCTANE
BPCL SBI Card OCTANE
Annual fee: ₹1499 + GST• Annual fee waived at ₹2.0L
25 reward points per ₹100 on eligible BPCL fuel and BharatGas purchases
10 points per ₹100 on dining, groceries, departmental stores and movies
Four domestic airport lounge visits per year, capped at one per quarter
City Union BankMid tier
City Union BankRuPay
CUB SalarySe Level Up Credit Card
CUB SalarySe Level Up Credit Card
Annual fee: ₹500 + GST• Annual fee waived at ₹2.0L
1% value back on the first ₹20,000 of monthly eligible SalarySe UPI, online and in-store spend
2% value back on incremental eligible monthly spend above ₹20,000
5% SalaryDay value on qualified virtual-card SalarySe UPI spend
DCB BankLifetime free
DCB BankRuPay
DCB Novio Select Credit Card
DCB Novio Select Credit Card
Select / Prime variant
Annual fee: ₹0 for life
Lifetime-free DCB Novio Select secured RuPay card
One domestic lounge visit per calendar quarter
Novio Coins on eligible card and merchant UPI transactions
IndusInd BankLifetime free
IndusInd BankRuPay
EazyDiner IndusInd Bank Platinum Credit Card
EazyDiner IndusInd Bank Platinum Credit Card
Annual fee: ₹0 for life
20% additional PayEazy discount up to ₹500, three times monthly
Two points per ₹100 on eligible purchases and 0.7 point on regulated categories
2,000 points for every qualifying ₹30,000 90-day spend block
Federal BankLifetime free
Federal BankVisa
Federal Bank Celesta Credit Card
Federal Bank Celesta Credit Card
Annual fee: ₹0 for life
Lifetime-free premium Visa card with 2% forex markup
Three points per ₹100 on eligible travel and international purchases, and two on dining
Two domestic visits in the next quarter after ₹60,000 quarterly spend plus two international visits yearly
Federal BankLifetime free
Federal BankRuPay
Federal Bank RuPay Signet Credit Card
Federal Bank RuPay Signet Credit Card
Annual fee: ₹0 for life
Lifetime-free RuPay card with merchant-UPI support
Three points per ₹200 on eligible electronics and apparel, and two on entertainment
One domestic lounge visit in the next quarter after ₹20,000 quarterly spend
Axis BankEntry tier
Axis BankVisa
Flipkart Axis Bank Credit Card
Flipkart Axis Bank Credit Card
Annual fee: ₹500 + GST• Annual fee waived at ₹3.5L
7.5% cashback on Myntra, capped at ₹4,000 per statement quarter
5% cashback on Flipkart and Cleartrip, each capped at ₹4,000 per statement quarter
Unlimited 4% cashback on the issuer’s current preferred merchants
SBI CardEntry tier
SBI CardVisa
Flipkart SBI Card
Flipkart SBI Card
Annual fee: ₹500 + GST• Annual fee waived at ₹3.5L
7.5% cashback on eligible Myntra purchases
5% cashback on eligible Flipkart, Shopsy and Cleartrip purchases
4% cashback at selected partners, with separate quarterly caps
Axis BankLifetime free
Axis BankRuPay
Google Pay Flex Axis Bank Credit Card
Google Pay Flex Axis Bank Credit Card
Annual fee: ₹0 for life
Lifetime-free Google Pay-native RuPay credit card
One ₹1 Star per cumulative ₹500 eligible spend
Two Stars per ₹500 after a qualifying spend-active prior reward cycle
HDFC BankSuper Premium tier
HDFC BankDiners Club
HDFC Bank Diners Club Black Metal Edition
HDFC Bank Diners Club Black Metal Edition
Annual fee: ₹10000 + GST• Annual fee waived at ₹8.0L
5 reward points per eligible ₹150
10X on SmartBuy hotels, 5X on SmartBuy flights and 2X on participating weekend dining
10,000 bonus points each calendar quarter at ₹4 lakh eligible spend
HDFC BankMid tier
HDFC BankDiners Club
HDFC Bank Diners Club Privilege Credit Card
HDFC Bank Diners Club Privilege Credit Card
Annual fee: ₹1000 + GST• Annual fee waived at ₹3.0L
Four reward points per ₹200 on eligible spend and 20 per ₹200 on Swiggy and Zomato
₹1,500 voucher each quarter after ₹1.5 lakh of quarterly spend
Two domestic and one international lounge vouchers per quarter after ₹60,000 preceding-quarter spend
HDFC BankEntry tier
HDFC BankRuPay
HDFC Bank Freedom Credit Card
HDFC Bank Freedom Credit Card
Annual fee: ₹500 + GST• Annual fee waived at ₹0.5L
Ten CashPoints per ₹200 at BigBasket, BookMyShow, OYO, Swiggy and Uber
One CashPoint per ₹200 on other eligible purchases
500 welcome CashPoints and ₹50,000 annual-fee waiver
HDFC BankSuper Premium tier
HDFC BankVisa
HDFC Bank Infinia Metal Edition Credit Card
HDFC Bank Infinia Metal Edition Credit Card
Annual fee: ₹12500 + GST• Annual fee waived at ₹10.0L
Up to 10X points on eligible SmartBuy routes; GainFair counts only proven base rewards by default
Unlimited domestic and international airport lounge access for primary and add-on members; guest visits are chargeable
1 Reward Point can be worth ₹1 on eligible travel, Apple and Tanishq redemptions; conservative cash value is ₹0.30
HDFC BankEntry tier
HDFC BankVisa
HDFC Bank MoneyBack+ Credit Card
HDFC Bank MoneyBack+ Credit Card
Annual fee: ₹500 + GST• Annual fee waived at ₹0.5L
20 CashPoints per ₹200 on eligible Amazon, BigBasket, Flipkart, Reliance Smart SuperStore and Swiggy transactions
2 CashPoints per ₹200 on other eligible spend
₹500 voucher each calendar quarter after ₹50,000 eligible spend
HDFC BankEntry tier
HDFC BankVisa + RuPay
HDFC Bank PIXEL Go Credit Card
HDFC Bank PIXEL Go Credit Card
Annual fee: ₹250 + GST• Annual fee waived at ₹0.5L
1% cashback on eligible card and RuPay merchant-UPI purchases
5% cashback on eligible SmartBuy categories, capped at ₹500 monthly
Joining-fee waiver at ₹10,000 in 90 days and renewal waiver at ₹50,000
HDFC BankEntry tier
HDFC BankRuPay
HDFC Bank PIXEL Play Credit Card
HDFC Bank PIXEL Play Credit Card
Annual fee: ₹500 + GST• Annual fee waived at ₹1.0L
5% cashback on two merchant packs you choose yourself, in the app
3% cashback on Amazon, Flipkart or PayZapp
1% cashback on eligible UPI spends on the RuPay variant
HDFC BankEntry tier
HDFC BankRuPay
HDFC Bank RuPay IRCTC Credit Card
HDFC Bank RuPay IRCTC Credit Card
Annual fee: ₹500 + GST• Annual fee waived at ₹1.5L
5 reward points per ₹100 on eligible IRCTC bookings
An additional 5% cashback on eligible SmartBuy train bookings
Eight IRCTC Executive Lounge visits yearly, capped at two per quarter
HDFC BankEntry tier
HDFC BankRuPay
HDFC Bank UPI RuPay Credit Card
HDFC Bank UPI RuPay Credit Card
Annual fee: ₹99 + GST• Annual fee waived at ₹0.3L
3 CashPoints per ₹100 on eligible grocery, supermarket, dining and PayZapp spending, worth 0.75% as statement credit
2 CashPoints per ₹100 on eligible utility spending, worth 0.5% as statement credit
₹99 joining and renewal fee plus tax; renewal fee waived after ₹25,000 of eligible annual spend
HDFC BankEntry tier
HDFC BankVisa
HDFC Millennia Credit Card
HDFC Millennia Credit Card
Annual fee: ₹1000 + GST• Annual fee waived at ₹1.0L
5% CashPoints on the ten issuer-listed merchants, including Amazon, Flipkart, Myntra, Swiggy and Zomato
1 CashPoint = ₹1.00 directly redeemable as cash statement balance
Choice of a ₹1,000 voucher or one domestic lounge visit each quarter after ₹1 lakh eligible spend
HDFC BankMid tier
HDFC BankVisa
HDFC Regalia Gold Credit Card
HDFC Regalia Gold Credit Card
Annual fee: ₹2500 + GST• Annual fee waived at ₹4.0L
Three domestic lounge visits per quarter after ₹60,000 eligible spend in the preceding calendar quarter; six international visits yearly
Low 2.0% forex markup on international spends
5X Reward Points on Myntra, Nykaa, Marks & Spencer, and Reliance Digital
HSBC IndiaMid tier
HSBC IndiaVisa
HSBC Live+ Credit Card
HSBC Live+ Credit Card
Annual fee: ₹999 + GST• Annual fee waived at ₹2.0L
10% accelerated cashback on dining, food delivery, grocery, shopping and utilities (monthly cap applies)
1.5% cashback on most other eligible spends
2 domestic and 1 international airport lounge visit per year
HSBC IndiaSuper Premium tier
HSBC IndiaVisa
HSBC Premier Credit Card
HSBC Premier Credit Card
Annual fee: ₹20000 + GST
3 points per eligible ₹100 with evergreen points
Travel with Points: 12X hotels, 6X flights and 2X car rentals
Unlimited domestic and international lounge access plus 8 international guest visits
HSBC IndiaPremium tier
HSBC IndiaVisa
HSBC TravelOne Credit Card
HSBC TravelOne Credit Card
Annual fee: ₹4999 + GST• Annual fee waived at ₹8.0L
4 points per ₹100 on eligible airline, travel-agency and foreign-currency spend
2 points per ₹100 on other eligible spend
6 domestic and 4 international lounge visits yearly
HSBC IndiaLifetime free
HSBC IndiaVisa
HSBC Visa Platinum Credit Card
HSBC Visa Platinum Credit Card
Annual fee: ₹0 for life
Lifetime free with two reward points per ₹150 eligible spend
Up to 6X points through Travel with Points and 5X on the HSBC Unicorn Apple portal
2,000 welcome points plus an activation voucher worth up to ₹500
ICICI BankSuper Premium tier
ICICI BankVisa
ICICI Bank Emeralde Private Metal Credit Card
ICICI Bank Emeralde Private Metal Credit Card
Annual fee: ₹12499 + GST• Annual fee waived at ₹10.0L
6 points per eligible ₹200, worth up to ₹1 each but ₹0.40 for statement credit
Unlimited domestic and international lounge access for primary and add-on cardholders
Unlimited golf plus two monthly BookMyShow buy-one-get-one uses up to ₹750 each
ICICI BankEntry tier
ICICI BankVisa + RuPay
ICICI Bank HPCL Super Saver Credit Card
ICICI Bank HPCL Super Saver Credit Card
Annual fee: ₹500 + GST• Annual fee waived at ₹1.5L
4% cashback on eligible HPCL or HP Pay fuel, capped at ₹200 monthly
20 points per ₹100 on grocery, utility, telecom and eligible department-store spend
Movie and domestic-lounge benefits after separate preceding-quarter spend conditions
ICICI BankLifetime free
ICICI BankVisa
ICICI Bank Platinum Chip Credit Card
ICICI Bank Platinum Chip Credit Card
Annual fee: ₹0 for life
Lifetime-free with no joining or renewal fee
Two points per ₹100 on eligible retail purchases
One point per ₹100 on utility and insurance payments
ICICI BankPremium tier
ICICI BankVisa + RuPay
ICICI Bank Rubyx Credit Card
ICICI Bank Rubyx Credit Card
Annual fee: ₹2000 + GST• Annual fee waived at ₹3.0L
Four points per ₹100 internationally, two domestically and one on utilities and insurance
Welcome voucher bundle with ₹18,000 fixed face value plus memberships and partner discounts
Four domestic lounge visits per quarter for the published dual-card package after ₹75,000 prior-quarter spend
ICICI BankPremium tier
ICICI BankVisa + RuPay
ICICI Bank Sapphiro Credit Card
ICICI Bank Sapphiro Credit Card
Annual fee: ₹3500 + GST• Annual fee waived at ₹6.0L
Four points per ₹100 internationally, two on domestic spend and one on utility and insurance spend
Welcome vouchers with ₹13,500 fixed face value plus three months of EazyDiner Prime
Four domestic lounge visits per quarter after ₹75,000 preceding-quarter spend and two international visits yearly
ICICI BankEntry tier
ICICI BankRuPay
ICICI Coral RuPay Credit Card
ICICI Coral RuPay Credit Card
Annual fee: ₹500 + GST• Annual fee waived at ₹1.5L
Linkable to UPI apps (Google Pay, PhonePe, Paytm) for merchant QR code scan payments
25% discount up to ₹100 on BookMyShow movie tickets twice a month
One domestic airport lounge visit per quarter after ₹75,000 prior-quarter spend, plus one railway lounge visit per quarter
IDFC FIRST BankPremium tier
IDFC FIRST BankVisa
IDFC FIRST Ashva Credit Card
IDFC FIRST Ashva Credit Card
Annual fee: ₹2999 + GST
5X points up to ₹20,000 and 10X on incremental eligible statement-cycle spend above ₹20,000
30X bonus points on app hotel bookings and 15X bonus points on app flight bookings
Four domestic and two international airport lounge visits per quarter after the monthly spend condition
IDFC FIRST BankLifetime free
IDFC FIRST BankVisa
IDFC FIRST Classic Credit Card
IDFC FIRST Classic Credit Card
Annual fee: ₹0 for life
Lifetime free: no annual or joining fee
10X reward points on eligible dining, travel and birthday spends
Zero forex markup on eligible international transactions
IDFC FIRST BankEntry tier
IDFC FIRST BankRuPay
IDFC FIRST EA₹N Credit Card
IDFC FIRST EA₹N Credit Card
Annual fee: ₹499 + GST• Annual fee waived at ₹1.0L
1% cashback on eligible UPI through the IDFC FIRST Bank app
0.5% on other eligible purchases
₹500 total cashback cap per statement cycle
IDFC FIRST BankMid tier
IDFC FIRST BankRuPay
IDFC FIRST Hello Cashback Credit Card
IDFC FIRST Hello Cashback Credit Card
Annual fee: ₹1000 + GST• Annual fee waived at ₹2.0L
3% on the first ₹10,000 of eligible online spend per statement and 5% on the incremental amount above it
1% on eligible in-store, essential-category and IDFC-app UPI spend
Additional 1% on eligible flights and hotels booked through the IDFC FIRST app
IDFC FIRST BankSuper Premium tier
IDFC FIRST BankMastercard
IDFC FIRST Mayura Credit Card
IDFC FIRST Mayura Credit Card
Annual fee: ₹5999 + GST
5X points up to ₹20,000 and 10X on incremental eligible statement-cycle spend above ₹20,000
30X bonus points on app hotel bookings and 15X bonus points on app flight bookings
Four domestic and four international lounge visits per quarter after the monthly spend condition
IDFC FIRST BankLifetime free
IDFC FIRST BankVisa + RuPay
IDFC FIRST Millennia Credit Card
IDFC FIRST Millennia Credit Card
Annual fee: ₹0 for life
10X points on eligible dining, travel, international and birthday spend
3X points on other eligible purchases and 1X on utilities, insurance, FASTag and rail
Lifetime-free pricing and zero forex markup
IDFC FIRST BankEntry tier
IDFC FIRST BankRuPay
IDFC FIRST Power+ Credit Card
IDFC FIRST Power+ Credit Card
Annual fee: ₹499 + GST• Annual fee waived at ₹1.5L
30X points on eligible HPCL fuel, groceries, utilities and IDFC FIRST FASTag recharge
3X points on UPI and other eligible retail purchases
One domestic airport lounge visit per quarter after ₹20,000 monthly spend
IDFC FIRST BankLifetime free
IDFC FIRST BankVisa
IDFC FIRST Select Credit Card
IDFC FIRST Select Credit Card
Annual fee: ₹0 for life
10X points on dining, travel, international and birthday spend; 3X on other eligible spend
One domestic airport lounge visit per quarter after ₹20,000 spend in the prior month
District movie BOGO up to ₹125 twice monthly after ₹20,000 prior-month spend
IDFC FIRST BankEntry tier
IDFC FIRST BankMastercard
IDFC FIRST SWYP Credit Card
IDFC FIRST SWYP Credit Card
Annual fee: ₹499 + GST
Up to 4,000 points worth ₹1,000 in each qualifying statement cycle
25 bonus points per ₹100 on app hotels and 12 per ₹100 on app flights
Four spend-gated railway-lounge visits per quarter and a monthly movie discount
IDFC FIRST BankLifetime free
IDFC FIRST BankVisa
IDFC FIRST Wealth Credit Card
IDFC FIRST Wealth Credit Card
Annual fee: ₹0 for life
10X points on dining, travel, international and birthday spend; 3X on other eligible spend
One domestic and one international airport lounge visit per quarter after ₹20,000 prior-month spend
District movie BOGO up to ₹250 twice monthly after ₹20,000 prior-month spend
IDFC FIRST BankPremium tier
IDFC FIRST BankMastercard
IDFC FIRST WOW! Black Credit Card
IDFC FIRST WOW! Black Credit Card
Premium secured dual-card variant
Annual fee: ₹750 + GST• Annual fee waived at ₹1.5L
Four points per ₹150 on everyday card spend and up to three points per ₹150 on eligible UPI
16.7% bonus points on app hotels and 10% on app flights, capped at 8,000 bonus points monthly
Zero forex markup on the FD-backed physical Mastercard
IDFC FIRST BankLifetime free
IDFC FIRST BankVisa
IDFC FIRST WOW! Credit Card
IDFC FIRST WOW! Credit Card
Annual fee: ₹0 for life
FD-backed lifetime-free Visa Infinite card with no income proof or prior credit history required
4X points on eligible online, offline and international spend; 1X on insurance, utilities, FASTag and rail
Zero forex markup and credit limit starting at 100% of the linked fixed deposit
Axis BankEntry tier
Axis BankRuPay
IndianOil Axis Bank Credit Card
IndianOil Axis Bank Credit Card
Annual fee: ₹500 + GST• Annual fee waived at ₹3.5L
20 EDGE Reward Points per ₹100 at eligible IndianOil outlets
5 points per ₹100 on eligible online shopping
10% BookMyShow discount up to ₹100 each month
HDFC BankEntry tier
HDFC BankRuPay
IndianOil HDFC Bank Credit Card
IndianOil HDFC Bank Credit Card
Annual fee: ₹500 + GST• Annual fee waived at ₹0.5L
5% Fuel Points on eligible IndianOil swipe transactions, groceries and bill payments
1 Fuel Point per ₹150 on other eligible purchases, including UPI transactions
Fuel Points worth ₹0.96 each when converted to IndianOil XTRAREWARDS points
RBL BankEntry tier
RBL BankMastercard + RuPay
IndianOil RBL Bank Credit Card
IndianOil RBL Bank Credit Card
Annual fee: ₹500 + GST• Annual fee waived at ₹1.8L
Ten Fuel Points per ₹100 at eligible IndianOil stations, worth 5%
One Fuel Point per ₹100 on other eligible purchases, worth 0.5%
1,000 welcome Fuel Points worth ₹500
RBL BankEntry tier
RBL BankMastercard
IndianOil RBL Bank XTRA Credit Card
IndianOil RBL Bank XTRA Credit Card
Annual fee: ₹1500 + GST• Annual fee waived at ₹2.8L
15 Fuel Points per ₹100 at eligible IndianOil outlets
2 Fuel Points per ₹100 on other eligible retail purchases
1,000 quarterly bonus Fuel Points at ₹75,000 eligible quarterly spend
SBI CardMid tier
SBI CardMastercard + RuPay
IndiGo SBI Card
IndiGo SBI Card
Annual fee: ₹1499 + GST
3 BluChips per ₹100 on eligible IndiGo purchases
2 BluChips per ₹100 on other eligible airline, hotel and travel MCCs
Up to 7,500 cumulative milestone BluChips yearly
SBI CardPremium tier
SBI CardMastercard + RuPay
IndiGo SBI Card ELITE
IndiGo SBI Card ELITE
Annual fee: ₹4999 + GST
7 BluChips per ₹100 on eligible IndiGo purchases
3 BluChips per ₹100 on other eligible airline, hotel and travel MCCs
Up to 24,000 cumulative milestone BluChips yearly
IndusInd BankPremium tier
IndusInd BankVisa
IndusInd Bank Avios Visa Infinite Credit Card
IndusInd Bank Avios Visa Infinite Credit Card
Annual fee: ₹5000 + GST
20,000 welcome Avios after payment of the joining fee
Three Avios per ₹200 on eligible ordinary purchases
Six Avios per ₹200 at the selected preferred international destination
IndusInd BankMid tier
IndusInd BankVisa
IndusInd Bank EazyDiner Credit Card
IndusInd Bank EazyDiner Credit Card
Annual fee: ₹2999 + GST
10 reward points per ₹100 on eligible hotel, travel, shopping and entertainment spend
4 reward points per ₹100 on other eligible spend except fuel and dining
12-month EazyDiner Prime membership and ₹7,500 Postcard Hotel voucher on joining and renewal
IndusInd BankLifetime free
IndusInd BankVisa
IndusInd Bank Legend Credit Card
IndusInd Bank Legend Credit Card
Annual fee: ₹0 for life
One point per ₹100 on weekdays and two points per ₹100 on weekends
3,000 bonus points at ₹5 lakh eligible anniversary-year spend
Monthly BookMyShow buy-one-get-one up to ₹200 plus ₹50 food-and-beverage discount
IndusInd BankPremium tier
IndusInd BankMastercard
IndusInd Bank Pinnacle World Credit Card
IndusInd Bank Pinnacle World Credit Card
Annual fee: ₹0 for life
1.875% effective cash value on eligible ecommerce and 1.125% on eligible online travel
One domestic and one international lounge visit per quarter under separate access rules
Three monthly BookMyShow BOGO discounts capped at ₹200 each
IndusInd BankLifetime free
IndusInd BankVisa
IndusInd Bank Platinum Aura Edge Credit Card
IndusInd Bank Platinum Aura Edge Credit Card
Visa variant; Mastercard also offered
Annual fee: ₹0 for life
Lifetime-free Visa or Mastercard proposition
Choice of Shop, Home, Party or Travel reward plan
0.5 Savings Point per ₹100 on other eligible spend
IndusInd BankLifetime free
IndusInd BankRuPay
IndusInd Bank Platinum RuPay Credit Card
IndusInd Bank Platinum RuPay Credit Card
Annual fee: ₹0 for life
Lifetime-free RuPay card
0.7% effective cash value on eligible merchant UPI purchases
0.35% effective cash value on other eligible card purchases
IndusInd BankLifetime free
IndusInd BankVisa
IndusInd Bank Tiger Credit Card
IndusInd Bank Tiger Credit Card
Annual fee: ₹0 for life
Incremental anniversary-year earn rises from 1 to 2, 4 and 6 points per ₹100
1 point = ₹0.40 as cash credit, with cash redemption capped at 5,000 points monthly
Two domestic lounge visits per quarter and two international Priority Pass visits yearly
IndusInd BankPremium tier
IndusInd BankMastercard
IndusInd Nexxt Credit Card
IndusInd Nexxt Credit Card
Annual fee: ₹0 for life
One reward point per ₹150 on eligible purchases
Two BookMyShow buy-one-get-one discounts monthly, each capped at ₹200
Interactive POS buttons for credit, rewards or EMI payment
Indian Overseas BankZET Plus rewards subscription
Indian Overseas BankRuPay
IOB ZET Credit Card
IOB ZET Credit Card
ZET Plus rewards subscription
ZET Plus subscription: ₹1095 + GST
Lifetime-free FD-backed RuPay card
Optional ZET Plus 2% cashback on eligible ZET UPI payments for ₹3 per day
90% of the fixed deposit becomes the card limit
RBL BankEntry tier
RBL BankMastercard + RuPay
IRCTC RBL Bank Credit Card
IRCTC RBL Bank Credit Card
Mastercard and RuPay proposition
Annual fee: ₹500 + GST
Five points per ₹200 on eligible IRCTC train tickets and two on IRCTC flights/hotels
Three points per ₹200 on eligible FASTag, NCMC reload and UTS transactions
500 points each quarter after ₹75,000 eligible spend
SBI CardEntry tier
SBI CardRuPay
IRCTC SBI Card RuPay
IRCTC SBI Card RuPay
Annual fee: ₹500 + GST
Up to 10% value back on eligible IRCTC AC and Chair Car bookings
One point per ₹125 on other eligible retail spend, with each point worth ₹1
Four railway-lounge visits yearly, capped at one per quarter
AU Small Finance BankLifetime free
AU Small Finance BankVisa
ixigo AU Credit Card
ixigo AU Credit Card
Annual fee: ₹0 for life
Lifetime-free limited-period offer with zero forex markup
20 points per eligible ₹200, worth 2.5% at ₹0.25 per point
5,000 bonus points each calendar quarter at ₹75,000 spend
CSB Bank (Jupiter platform)Entry tier
CSB Bank (Jupiter platform)RuPay
Jupiter Edge+ CSB Bank RuPay Credit Card
Jupiter Edge+ CSB Bank RuPay Credit Card
Annual fee: ₹0 for life
Up to 50 Jewels per ₹100 on shopping after the published statement-cycle threshold
25 Jewels per ₹100 on eligible Jupiter flight bookings
5 Jewels per ₹100 on other eligible Jupiter-app UPI payments
YES BANK (Kiwi platform)Neon membership
YES BANK (Kiwi platform)RuPay
Kiwi / YES BANK Klick RuPay + Neon
Kiwi / YES BANK Klick RuPay + Neon
Neon membership
Kiwi Neon membership: ₹999 + GST
2% on eligible Kiwi Scan & Pay merchant UPI
0.5% on eligible online payments redirected into Kiwi
Effective total rewards of 3%, 4% or 5% at annual eligible-spend milestones
YES BANK (Kiwi platform)Lifetime free
YES BANK (Kiwi platform)RuPay
Kiwi / YES BANK Klick RuPay Credit Card
Kiwi / YES BANK Klick RuPay Credit Card
Free rewards plan
Annual fee: ₹0 for life
Instant virtual RuPay credit card issue on mobile in 2 minutes
1.5% cashback on eligible merchant UPI Scan & Pay under the regular rewards programme
0.5% cashback on eligible online transactions under the regular programme
Kotak Mahindra BankMid tier
Kotak Mahindra BankVisa
Kotak Air Credit Card
Kotak Air Credit Card
Annual fee: ₹999 + GST
One Air Mile per ₹100 on eligible purchases
Three Air Miles per ₹100 on Kotak Unbox flight and hotel bookings
Four domestic lounge visits yearly after ₹60,000 preceding-quarter spend, capped at two per quarter
Kotak Mahindra BankPremium tier
Kotak Mahindra BankVisa
Kotak Air+ Credit Card
Kotak Air+ Credit Card
Annual fee: ₹3000 + GST
Five Air Miles per ₹100 on eligible Kotak Unbox flight and hotel bookings
Two Air Miles per ₹100 on other eligible domestic purchases
2% forex markup and six airport-lounge visits yearly
Kotak Mahindra BankMid tier
Kotak Mahindra BankVisa + RuPay
Kotak Cashback+ Credit Card
Kotak Cashback+ Credit Card
Annual fee: ₹750 + GST• Annual fee waived at ₹2.0L
5% cashback on eligible online grocery, food-delivery, movie-ticket and OTT purchases
3% cashback on eligible fuel and 0.5% on other eligible spend
Accelerated categories share a 750-point billing-cycle cap and earn zero after the cap
Kotak Mahindra BankEntry tier
Kotak Mahindra BankVisa + RuPay
Kotak League Platinum Credit Card
Kotak League Platinum Credit Card
Annual fee: ₹499 + GST• Annual fee waived at ₹0.5L
Four points per ₹150 normally and eight at selected MCCs
Eight points per ₹150 on all eligible spend after ₹2 lakh anniversary spend
Half-yearly ₹1.25 lakh milestones, each offering tickets or 10,000 points
SBI CardPremium tier
SBI CardMastercard
KrisFlyer SBI Card
KrisFlyer SBI Card
Mastercard variant; American Express also offered
Annual fee: ₹2999 + GST
2.5 KrisFlyer miles per ₹100 on eligible Singapore Airlines Group and international spend
One mile per ₹100 on other eligible purchases
Four domestic and four international lounge visits yearly
SBI CardPremium tier
SBI CardVisa
KrisFlyer SBI Card APEX
KrisFlyer SBI Card APEX
Annual fee: ₹9999 + GST
10 KrisFlyer miles per ₹200 on Singapore Airlines Group purchases
8 miles per ₹200 on international spend and 6 miles per ₹200 on other eligible spend
8 domestic and 8 international lounge visits yearly
Axis BankLifetime free
Axis BankVisa
LIC Axis Bank Platinum Credit Card
LIC Axis Bank Platinum Credit Card
Annual fee: ₹0 for life
Lifetime-free LIC co-brand card
Two EDGE points per ₹100 on eligible LIC premium and international transactions
One EDGE point per ₹100 on other eligible purchases
Axis BankLifetime free
Axis BankVisa
LIC Axis Bank Signature Credit Card
LIC Axis Bank Signature Credit Card
Annual fee: ₹0 for life
Lifetime free with no joining or annual membership fee
Two ₹1 points per ₹100 on the official LIC premium gateway and foreign-currency purchases
Eight complimentary domestic airport lounge visits per calendar year
ICICI BankMid tier
ICICI BankMastercard + RuPay
MakeMyTrip ICICI Bank Credit Card
MakeMyTrip ICICI Bank Credit Card
Annual fee: ₹999 + GST• Annual fee waived at ₹3.0L
6% myCash on eligible MakeMyTrip hotels and 3% on flights, buses and cabs
1% myCash on other eligible retail spend with no expiry
Dual Mastercard and RuPay issuance with merchant-UPI support
HDFC BankPremium tier
HDFC BankDiners Club
Marriott Bonvoy HDFC Bank Credit Card
Marriott Bonvoy HDFC Bank Credit Card
Annual fee: ₹3000 + GST
8 Bonvoy points per ₹150 at participating Marriott hotels
4 points per ₹150 on eligible travel, dining and entertainment; 2 points per ₹150 elsewhere
Silver Elite status, 10 Elite Night Credits and a Free Night Award on joining and renewal
SBI CardEntry tier
SBI CardVisa
PhonePe SBI Card PURPLE
PhonePe SBI Card PURPLE
Annual fee: ₹499 + GST• Annual fee waived at ₹1.0L
3 reward points per ₹100 on eligible PhonePe in-app spends
2 reward points per ₹100 on eligible online spends and 1 point per ₹100 on other eligible spends
1 reward point = ₹1 for statement credit or eligible gift vouchers
SBI CardMid tier
SBI CardVisa
PhonePe SBI Card SELECT BLACK
PhonePe SBI Card SELECT BLACK
Annual fee: ₹1499 + GST• Annual fee waived at ₹3.0L
10 reward points per ₹100 on eligible PhonePe in-app spends, with separate insurance and non-insurance caps
5 reward points per ₹100 on eligible online spends and 1 point per ₹100 on other eligible spends
1 reward point = ₹1 for statement credit or eligible gift vouchers
RBL BankEntry tier
RBL BankVisa + RuPay
RBL Bank ShopRite Credit Card
RBL Bank ShopRite Credit Card
Annual fee: ₹500 + GST• Annual fee waived at ₹1.5L
20 reward points per ₹100 on eligible grocery purchases, capped at 1,000 points monthly
One reward point per ₹100 on other eligible purchases
10% BookMyShow discount up to ₹100, limited to 15 uses per calendar year
RBL BankPremium tier
RBL BankMastercard
RBL Bank World Safari Credit Card
RBL Bank World Safari Credit Card
Annual fee: ₹3000 + GST
Zero forex markup and no reward points on international purchases
Five points per ₹100 on eligible travel and two per ₹100 on other eligible domestic spend
Cumulative milestones of 25,000 points plus a ₹10,000 voucher by ₹7.5 lakh annual spend
SBI CardEntry tier
SBI CardRuPay
Reliance SBI Card
Reliance SBI Card
Annual fee: ₹499 + GST• Annual fee waived at ₹1.0L
2.5% value in Reliance vouchers at AJIO and JioMart
1.25% at participating Reliance stores when paid by card
Dining and movie bonus retains base rewards after its statement cap
SBI CardPremium tier
SBI CardRuPay
Reliance SBI Card PRIME
Reliance SBI Card PRIME
Annual fee: ₹2999 + GST• Annual fee waived at ₹3.0L
5% value in Reliance vouchers at AJIO and JioMart
2.5% at participating Reliance stores when paid by card
Separate statement caps preserve 0.5% base earn after lifestyle and international bonuses
SBI CardSuper Premium tier
SBI CardVisa
SBI Card ELITE
SBI Card ELITE
Annual fee: ₹4999 + GST• Annual fee waived at ₹10.0L
10 points per ₹100 on eligible dining, grocery and departmental-store spend
Movie tickets worth up to ₹500 each month
Eight domestic and six international airport lounge visits yearly
SBI CardMid tier
SBI CardVisa
SBI Card MILES
SBI Card MILES
MILES
Annual fee: ₹1499 + GST• Annual fee waived at ₹6.0L
Two Travel Credits per ₹200 on eligible travel and one per ₹200 on other eligible spend
1,500 welcome Travel Credits after ₹30,000 spend within 60 days
5,000 milestone Travel Credits at ₹5 lakh anniversary-year spend
SBI CardSuper Premium tier
SBI CardMastercard + RuPay
SBI Card MILES ELITE
SBI Card MILES ELITE
Annual fee: ₹4999 + GST• Annual fee waived at ₹15.0L
Six Travel Credits per ₹200 on eligible travel and two per ₹200 elsewhere
Eight base domestic and six international lounge visits yearly
Up to fifteen additional domestic lounge vouchers from cumulative spend
SBI CardPremium tier
SBI CardVisa
SBI Card MILES PRIME
SBI Card MILES PRIME
MILES PRIME
Annual fee: ₹2999 + GST• Annual fee waived at ₹10.0L
Four Travel Credits per ₹200 on eligible travel and two per ₹200 on other eligible spend
3,000 welcome Travel Credits after ₹60,000 spend within 60 days
10,000 milestone Travel Credits at ₹8 lakh anniversary-year spend
SBI CardPremium tier
SBI CardVisa
SBI Card PRIME
SBI Card PRIME
Annual fee: ₹2999 + GST• Annual fee waived at ₹3.0L
10 points per ₹100 on dining, grocery and movies; 15 at named partners and 20 on utility standing instructions
Quarterly ₹1,000 Pizza Hut voucher plus ₹7,000 annual voucher at ₹5 lakh
Eight domestic and four international airport lounge visits yearly
SBI CardMid tier
SBI CardVisa
SBI Card PULSE
SBI Card PULSE
Annual fee: ₹1499 + GST• Annual fee waived at ₹2.0L
2.5% value at published pharmacy, dining, movie and sports MCCs
Base rewards continue after the monthly accelerator cap
Four domestic lounge visits yearly
SBI CardMid tier
SBI CardVisa
SBI Cashback Credit Card
SBI Cashback Credit Card
Annual fee: ₹999 + GST• Annual fee waived at ₹2.0L
5% cashback on eligible online spends, capped at ₹2,000 per statement cycle
1% cashback on eligible offline spends, capped at ₹2,000 per statement cycle
Cashback automatically credited directly to your statement every month
SBI CardEntry tier
SBI CardVisa
SBI SimplyCLICK Credit Card
SBI SimplyCLICK Credit Card
Annual fee: ₹499 + GST• Annual fee waived at ₹1.0L
10X Reward Points on the current exclusive partners; Amazon and Swiggy earn at the 5X online rate
5X Reward Points on all other online shopping
₹2,000 Cleartrip e-voucher each on reaching ₹1 Lakh and ₹2 Lakh annual spends
SBM Bank IndiaZET Plus rewards subscription
SBM Bank IndiaRuPay
SBM Bank ZET Credit Card
SBM Bank ZET Credit Card
ZET Plus rewards subscription
ZET Plus subscription: ₹1095 + GST
Lifetime-free FD-backed RuPay card
Optional ZET Plus 2% cashback on eligible ZET UPI payments for ₹3 per day
90% of the fixed deposit becomes the card limit
Federal BankLifetime free
Federal BankVisa + RuPay
Scapia Federal Credit Card
Scapia Federal Credit Card
Annual fee: ₹0 for life
Zero forex markup on international transactions; international transactions earn no Scapia Coins
Lifetime free with no annual fee
Unlimited domestic airport lounge access after ₹20,000 combined monthly Scapia card spend
HDFC BankPremium tier
HDFC BankVisa
Shoppers Stop Black HDFC Bank Credit Card
Shoppers Stop Black HDFC Bank Credit Card
Annual fee: ₹4500 + GST
7% Reward Points at Shoppers Stop and 2% on other eligible purchases
₹1,500 welcome voucher plus complimentary Shoppers Stop Black membership
Sixteen domestic and eight international lounge visits yearly
HDFC BankEntry tier
HDFC BankRuPay
Shoppers Stop HDFC Bank Credit Card
Shoppers Stop HDFC Bank Credit Card
Annual fee: ₹299 + GST
3% in-store value at Shoppers Stop, capped at 500 points per month
1% on other eligible retail spend, capped at 1,000 points per month
₹500 Shoppers Stop welcome voucher and First Citizen Silver Edge membership
SBI CardEntry tier
SBI CardVisa
SimplySAVE SBI Card
SimplySAVE SBI Card
Annual fee: ₹499 + GST• Annual fee waived at ₹1.0L
10 reward points per ₹150 on eligible dining, movies, groceries and department-store spend
1 reward point per ₹150 on other eligible spend and after the accelerated monthly cap
2,000 welcome points worth ₹500 after ₹2,000 eligible spend within 60 days
Standard Chartered IndiaEntry tier
Standard Chartered IndiaVisa
Standard Chartered EaseMyTrip Credit Card
Standard Chartered EaseMyTrip Credit Card
Annual fee: ₹350 + GST• Annual fee waived at ₹0.5L
2.5% modeled value on standalone airline and hotel channels
0.5% modeled value on all other eligible retail spend, including EaseMyTrip bookings
Two domestic lounge visits yearly
Standard Chartered IndiaEntry tier
Standard Chartered IndiaVisa
Standard Chartered Smart Credit Card
Standard Chartered Smart Credit Card
Annual fee: ₹499 + GST• Annual fee waived at ₹1.2L
2% cashback on modeled online-shopping spend, capped at ₹1,000 per statement
1% cashback on other eligible retail spend, capped at ₹500 per statement
₹499 renewal fee waived at ₹1.2 lakh annual spend
Standard Chartered IndiaPremium tier
Standard Chartered IndiaMastercard
Standard Chartered Ultimate Credit Card
Standard Chartered Ultimate Credit Card
Annual fee: ₹5000 + GST
5 points per ₹150 on most eligible purchases
3 points per ₹150 on utilities, supermarkets, insurance, property management, schools and government
Four domestic lounge visits per quarter
HDFC BankMid tier
HDFC BankVisa
Swiggy BLCK HDFC Bank Credit Card
Swiggy BLCK HDFC Bank Credit Card
Annual fee: ₹1000 + GST• Annual fee waived at ₹2.0L
10% cashback on eligible Swiggy transactions, capped at ₹1,500 per statement cycle
5% cashback on issuer-listed online merchants and MCCs, under a separate ₹1,500 cap
1% on other eligible spend under a separate ₹1,000 cap
HDFC BankEntry tier
HDFC BankMastercard
Swiggy HDFC Bank Credit Card
Swiggy HDFC Bank Credit Card
Annual fee: ₹500 + GST• Annual fee waived at ₹2.0L
10% cashback on eligible Swiggy transactions of ₹249 or more, capped at ₹1,500 per billing cycle
5% cashback on the issuer-listed online MCCs and merchants, capped at ₹1,500 per billing cycle
1% cashback on other eligible transactions, capped at ₹500 per billing cycle
HDFC BankMid tier
HDFC BankRuPay
Tata Neu Infinity HDFC Bank Credit Card
Tata Neu Infinity HDFC Bank Credit Card
Annual fee: ₹1499 + GST• Annual fee waived at ₹3.0L
1.5% NeuCoins on eligible merchant UPI payments through a Tata Neu UPI ID; 0.5% through other UPI IDs
5% NeuCoins on eligible Tata partner transactions, plus up to 5% NeuPass rewards only on selected Tata Neu categories
Two domestic lounge vouchers per quarter after ₹50,000 eligible spend in that quarter, plus up to four international visits yearly
SBI CardMid tier
SBI CardRuPay
Tata Neu Infinity SBI Card
Tata Neu Infinity SBI Card
Annual fee: ₹1499 + GST• Annual fee waived at ₹3.0L
5% NeuCoins on eligible non-EMI Tata Neu and Tata-brand purchases
1.5% NeuCoins on other eligible card purchases and qualifying merchant UPI
Eight domestic lounge visits subject to prior-quarter spend, plus four international visits annually
HDFC BankEntry tier
HDFC BankVisa + RuPay
Tata Neu Plus HDFC Bank Credit Card
Tata Neu Plus HDFC Bank Credit Card
Annual fee: ₹499 + GST• Annual fee waived at ₹1.0L
2% NeuCoins on eligible non-EMI Tata-brand spend and 1% on other eligible card spend
0.25% on eligible RuPay UPI, rising to 1% only with a Tata Neu UPI ID
Additional 5% NeuPass earning on selected Tata Neu categories under partner terms
SBI CardEntry tier
SBI CardVisa + RuPay
Tata Neu Plus SBI Card
Tata Neu Plus SBI Card
Annual fee: ₹499 + GST• Annual fee waived at ₹1.0L
2% NeuCoins on eligible Tata Neu and partner Tata-brand purchases
1% NeuCoins on other eligible purchases including RuPay merchant UPI
499 welcome NeuCoins and ₹1 lakh annual-fee waiver
ICICI BankSuper Premium tier
ICICI BankVisa
Times Black ICICI Bank Credit Card
Times Black ICICI Bank Credit Card
Annual fee: ₹20000 + GST• Annual fee waived at ₹25.0L
2% domestic and 2.5% international reward earning at the maximum ₹1 redemption value
Unlimited domestic and international lounge access
₹10,000 milestone benefits at ₹2 lakh, ₹5 lakh and ₹10 lakh, plus ₹20,000 at ₹20 lakh
SBI CardPremium tier
SBI CardVisa + RuPay
Titan SBI Card
Titan SBI Card
Annual fee: ₹2999 + GST• Annual fee waived at ₹3.0L
7.5% cashback at selected non-jewellery Titan brands
5% cashback at Mia, CaratLane and Zoya, and 3% Tanishq vouchers
₹5,000 and ₹10,000 cumulative milestone vouchers
YES BANKPremium tier
YES BANKVisa
YES BANK MARQUEE Credit Card
YES BANK MARQUEE Credit Card
Annual fee: ₹4999 + GST• Annual fee waived at ₹10.0L
36 YES Rewardz points per ₹200 on eligible online spend and 18 per ₹200 on eligible offline spend
Six domestic lounge visits per quarter plus unlimited international lounge access
Three BookMyShow buy-one-get-one uses monthly, with the issuer illustration capped at ₹800 per use
YES BANKLifetime free
YES BANKRuPay
YES BANK Paisabazaar PaisaSave RuPay Credit Card
YES BANK Paisabazaar PaisaSave RuPay Credit Card
Annual fee: ₹0 for life
6% cashback-equivalent reward rate on eligible dining and travel
1% cashback-equivalent on eligible other spends
Virtual RuPay credit card eligible for merchant UPI payments, issued through the iris by YES app
YES BANKEntry tier
YES BANKRuPay
YES BANK POP-CLUB Credit Card
YES BANK POP-CLUB Credit Card
Annual fee: ₹399 + GST• Annual fee waived at ₹1.5L
Ten POPcoins per ₹100 on eligible online purchases
Two POPcoins per ₹100 on other eligible purchases and current POP UPI payments
One POPcoin equals ₹1 across the POP ecosystem
Rates shown are catalogue inputs, not a promise of earnings. Merchant category codes, issuer exclusions, statement-cycle caps and redemption choices can change the value you receive. Check the official terms before applying.