GainFairGainFairFor Every Fair Choice.
Zero / low forex cards · India

Best Zero and Low Forex Credit Cards in India

Explore Indian credit cards with verified 0% to 1.99% forex markup for international purchases, alongside annual fees, rewards and lounge access.

Want a personalised calculation? Ask the card advisor.

Analysis by GainFair · Updated 23 September 2026 · Questions or corrections: support@gainfair.in

10 focused cards

Focused cards

This need is central to the card's design or main published benefit. Shown alphabetically, with no ranking.

AU Bank Zenith+ Credit Card

AU Small Finance Bank · Visa + RuPay · Super Premium

Focused card
Relevant benefit
0.99 published forex markup on international purchases.
Important limit
GST applies to the markup; exchange rates and transaction eligibility follow issuer and network terms.
Best when
A meaningful share of your spending is in foreign currency.
Annual fee
₹4,999 + GST yearly
Forex / international airport lounge visits
1.0% · 16/yr

BookMyShow: BOGO up to ₹500, 16×/year

See full analysis →Apply
Focused card
Relevant benefit
0 published forex markup on international purchases.
Important limit
Exchange rates, cash withdrawals and excluded transactions still follow issuer and network terms.
Best when
A meaningful share of your spending is in foreign currency.
Annual fee
₹5,000 + GST yearly
Forex / international airport lounge visits
0% · 8/yr
See full analysis →Apply

BOBCARD Uni GoldX Credit Card

BOBCARD · Visa + RuPay · Mid

Focused card
Relevant benefit
0 published forex markup on international purchases.
Important limit
Exchange rates, cash withdrawals and excluded transactions still follow issuer and network terms.
Best when
A meaningful share of your spending is in foreign currency.
Annual fee
Lifetime free
Forex / international airport lounge visits
0% · 0/yr
See full analysis →Apply

IDFC FIRST Ashva Credit Card

IDFC FIRST Bank · Visa · Premium

Focused card
Relevant benefit
0 published forex markup on international purchases.
Important limit
Exchange rates, cash withdrawals and excluded transactions still follow issuer and network terms.
Best when
A meaningful share of your spending is in foreign currency.
Annual fee
₹2,999 + GST yearly
Forex / international airport lounge visits
0% · up to 8/yr

District: BOGO up to ₹400, 2×/month

See full analysis →Apply

IDFC FIRST Mayura Credit Card

IDFC FIRST Bank · Mastercard · Super Premium

Focused card
Relevant benefit
0 published forex markup on international purchases.
Important limit
Exchange rates, cash withdrawals and excluded transactions still follow issuer and network terms.
Best when
A meaningful share of your spending is in foreign currency.
Annual fee
₹5,999 + GST yearly
Forex / international airport lounge visits
0% · up to 16/yr

District: BOGO up to ₹500, 2×/month

See full analysis →Apply

IDFC FIRST WOW! Black Credit Card

IDFC FIRST Bank · Mastercard · Premium

Focused card
Relevant benefit
0 published forex markup on international purchases.
Important limit
Exchange rates, cash withdrawals and excluded transactions still follow issuer and network terms.
Best when
A meaningful share of your spending is in foreign currency.
Annual fee
₹750 + GST yearly
Forex / international airport lounge visits
0% · 0/yr

District: 25% off up to ₹100, 1×/month

See full analysis →Apply

IDFC FIRST WOW! Credit Card

IDFC FIRST Bank · Visa · Entry

Focused card
Relevant benefit
0 published forex markup on international purchases.
Important limit
Exchange rates, cash withdrawals and excluded transactions still follow issuer and network terms.
Best when
A meaningful share of your spending is in foreign currency.
Annual fee
Lifetime free
Forex / international airport lounge visits
0% · 0/yr
See full analysis →Apply

ixigo AU Credit Card

AU Small Finance Bank · Visa · Entry

Focused card
Relevant benefit
0 published forex markup on international purchases.
Important limit
Exchange rates, cash withdrawals and excluded transactions still follow issuer and network terms.
Best when
A meaningful share of your spending is in foreign currency.
Annual fee
Lifetime free
Forex / international airport lounge visits
0% · 1/yr
See full analysis →Apply

RBL Bank World Safari Credit Card

RBL Bank · Mastercard · Premium

Focused card
Relevant benefit
0 published forex markup on international purchases.
Important limit
Exchange rates, cash withdrawals and excluded transactions still follow issuer and network terms.
Best when
A meaningful share of your spending is in foreign currency.
Annual fee
₹3,000 + GST yearly
Forex / international airport lounge visits
0% · up to 6/yr
See full analysis →Apply

Scapia Federal Credit Card

Federal Bank · Visa + RuPay · Entry

Focused card
Relevant benefit
0 published forex markup on international purchases.
Important limit
Exchange rates, cash withdrawals and excluded transactions still follow issuer and network terms.
Best when
A meaningful share of your spending is in foreign currency.
Annual fee
Lifetime free
Forex / international airport lounge visits
0% · 0/yr
See full analysis →Apply
25 broader cards

Broader cards

These cards reward this category too, but are designed for a wider mix of spending and benefits. Shown alphabetically, with no ranking.

Showing 6 of 25 broader cards

Amazon Pay ICICI Bank Credit Card

ICICI Bank · Visa · Entry

Broader card
Relevant benefit
1.99 published forex markup on international purchases.
Important limit
GST applies to the markup; exchange rates and transaction eligibility follow issuer and network terms.
Best when
A meaningful share of your spending is in foreign currency.
Annual fee
Lifetime free
Forex / international airport lounge visits
2.0% · 0/yr
See full analysis →Apply

AU Bank NOMO Credit Card

AU Small Finance Bank · Visa · Entry

Broader card
Relevant benefit
0.99 published forex markup on international purchases.
Important limit
GST applies to the markup; exchange rates and transaction eligibility follow issuer and network terms.
Best when
A meaningful share of your spending is in foreign currency.
Annual fee
₹0 + GST yearly
Forex / international airport lounge visits
1.0% · 0/yr
See full analysis →Apply

AU Bank Zenith Credit Card

AU Small Finance Bank · Visa + RuPay · Premium

Broader card
Relevant benefit
1.99 published forex markup on international purchases.
Important limit
GST applies to the markup; exchange rates and transaction eligibility follow issuer and network terms.
Best when
A meaningful share of your spending is in foreign currency.
Annual fee
₹7,999 + GST yearly
Forex / international airport lounge visits
2.0% · 8/yr
See full analysis →Apply

AURUM Credit Card

SBI Card · Visa · Super Premium

Broader card
Relevant benefit
1.99 published forex markup on international purchases.
Important limit
GST applies to the markup; exchange rates and transaction eligibility follow issuer and network terms.
Best when
A meaningful share of your spending is in foreign currency.
Annual fee
₹9,999 + GST yearly
Forex / international airport lounge visits
2.0% · 1/yr

BookMyShow: 100% off up to ₹500, 2×/month

See full analysis →Apply

BOBCARD Etihad Guest Credit Card

BOBCARD · Mastercard · Premium

Broader card
Relevant benefit
1 published forex markup on international purchases.
Important limit
GST applies to the markup; exchange rates and transaction eligibility follow issuer and network terms.
Best when
A meaningful share of your spending is in foreign currency.
Annual fee
₹2,500 + GST yearly
Forex / international airport lounge visits
1% · 4/yr
See full analysis →Apply

CUB SalarySe Level Up Credit Card

City Union Bank · RuPay · Mid

Broader card
Relevant benefit
1 published forex markup on international purchases.
Important limit
GST applies to the markup; exchange rates and transaction eligibility follow issuer and network terms.
Best when
A meaningful share of your spending is in foreign currency.
Annual fee
₹500 + GST yearly
Forex / international airport lounge visits
1% · 0/yr
See full analysis →Apply

Want to know which card is best for your spending?

Ask the GainFair Card Advisor to calculate it from your monthly spending, applicable caps, fees, GST and exclusions.

Ask the advisor