IndusInd Bank Legend Credit Card
IndusInd Bank · Visa · Premium card
A useful low-forex lifestyle card with weekend rewards and recurring movie value.
Weekend spenders and moviegoers seeking a low-forex lifestyle card.
Terms checked 23 Sept 2026
- Annual fee
- Lifetime free
- Joining fee
- ₹0
- Base reward rate
- 0.5%
- Forex markup
- 1.8%
Reward rates by spending category
Published catalogue rates before caps and merchant-category exclusions.
| Category | Recorded rate |
|---|---|
| Online shopping | 0.5% |
| Groceries & essentials | 0.5% |
| Dining & delivery | 0.5% |
| Travel & hotels | 0.5% |
| Bills & utilities | 0.5% |
| Beauty & wellness | 0.5% |
| Entertainment & movies | 0.5% |
| Education & family | 0.5% |
| Healthcare & pharmacy | 0.5% |
| Subscriptions & streaming | 0.5% |
| Offline store shopping | 0.5% |
| International spending | 0.5% |
| Gold & jewellery | 0.5% |
| House rent | 0.5% |
| Insurance premiums | 0.5% |
| Other miscellaneous | 0.5% |
| Fuel & commute | 0% |
Caps and fee waiver
- Reward caps
- No general cap recorded
- Annual fee waiver
- Not needed
- Monthly income requirement
- Not listed
Airport lounge access
No complimentary airport lounge access recorded
Movies and entertainment
BookMyShow · Buy one, get one · up to ₹200 · 1 use/month
Benefits & conditions
Expand a category to see recorded benefits, fees and eligibility, with conditions and links to the sources. Categories without recorded details are grouped below; missing information does not mean a benefit is unavailable.
Rewards and cashback · 3 items
Weekday rewards
Usage-based valueOne point per ₹100 on weekdays. The stated 0.75% reflects eligible catalogue redemption; the conservative calculator uses ₹0.50 cash value. Weekend purchases earn two points, but the engine does not infer transaction days.
One point per ₹100 on weekdays and two points per ₹100 on weekends
Shown without a cash value3,000 bonus points at ₹5 lakh eligible anniversary-year spend
Shown without a cash value
Fees · 1 item
Lifetime-free annual fee
Recorded value ₹-0No annual card fee is recorded under the currently reviewed terms.
Spend milestones · 1 item
3,000 points at ₹5 lakh anniversary spend
3,000 reward unitsUnlocked after ₹5,00,000 of eligible spending.
Conditions: Reach ₹5,00,000 per card anniversary year
Exclusions: fuelCommute · billsUtilities · educationFamily · insurance
Airport lounge access · 1 item
Priority Pass membership with a US$35 charge for every visit
Shown without a cash value
Movies and entertainment · 2 items
BookMyShow movie offer
Usage-based · up to ₹2,400Buy one, get one offer up to ₹200, 1 time per month.
Additional ₹50 food-and-beverage discount with the monthly BookMyShow booking
Shown without a cash value
Travel privileges · 1 item
Times Prime and current hotel or travel offers under partner validity terms
Shown without a cash value
Insurance and protection · 1 item
Total Protect counterfeit-card and unauthorised-transaction cover up to the credit limit, subject to reporting terms
Shown without a cash value
Memberships · 1 item
Priority Pass membership with a US$35 charge for every visit
Shown without a cash value
Concierge · 1 item
24-hour concierge and travel-desk assistance
Shown without a cash value
Foreign-currency charges · 2 items
Foreign-currency markup
Usage-based value1.8% foreign-currency markup before applicable tax.
Conditions: Applies to eligible foreign-currency transactions
Lifetime-free pricing with 1.8% forex markup
Shown without a cash value
Eligibility and availability · 1 item
Application eligibility
Shown without a cash valueApplication availability: open. No universal verified numeric income threshold is used as a hard filter. IndusInd Bank does not publish one universal numeric monthly income threshold for Legend.
Other benefits · 2 items
1% fuel-surcharge waiver subject to the issuer cap
Shown without a cash valueAuto-assist and medical-assist services
Shown without a cash value
Other categories (6)
These categories have no detailed entries. We distinguish confirmed absences from information that still needs review.
Fee waiver
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Official source 3 ↗Welcome benefits
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Official source 3 ↗Card tiers
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Official source 3 ↗Dining
Details not yet availableThe reviewed issuer sources publish this benefit; its exact conditions are retained in the card benefit profile.
Official source 1 ↗Official source 2 ↗Official source 3 ↗Golf
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Official source 3 ↗Fuel benefits
Details not yet availableThe reviewed issuer sources publish this benefit; its exact conditions are retained in the card benefit profile.
Official source 1 ↗Official source 2 ↗Official source 3 ↗
What stands out
- ✓ One point per ₹100 on weekdays and two points per ₹100 on weekends
- ✓ 3,000 bonus points at ₹5 lakh eligible anniversary-year spend
- ✓ Monthly BookMyShow buy-one-get-one up to ₹200 plus ₹50 food-and-beverage discount
- ✓ Lifetime-free pricing with 1.8% forex markup
What to watch
Complimentary domestic and international lounge visits were discontinued on 7 March 2025. Priority Pass membership remains, but every visit is chargeable; weekend earning is not automatically forecast without transaction dates.
Recorded exclusions
Fuel Commute · Cash withdrawal · Fees charges
How GainFair evaluates this card
The personal card advisor applies your monthly spending to category rates, limits rewards at the applicable caps, adds eligible movie, milestone and lounge value, and subtracts annual fees plus foreign-currency markup and GST. It can recommend keeping your current cards when a new card does not create enough incremental value.
Affiliate disclosure: Affiliate link · GainFair may earn a commission if you complete a qualifying action. You pay nothing extra, and compensation never affects recommendations or rankings. Read the full disclosure.
Compare against
These cards have the closest mix of purpose, reward style, fee model and tier. They are suggestions for comparison, not rankings.
Card change history
Material changes verified against dated issuer notices. Effective dates can differ from announcement dates.
- Value reduced
Complimentary lounge visits discontinued
IndusInd Bank discontinued complimentary domestic and international lounge visits on Legend.
- Before
- The card included complimentary lounge visits.
- After
- Priority Pass membership remains but each visit is chargeable.
Checked 23 Sept 2026IndusInd Legend current product notice ↗ - Mixed impact
Annual milestone revised
The current Legend anniversary milestone awards 3,000 points at ₹5 lakh eligible spend.
- Before
- The earlier milestone schedule applied.
- After
- ₹5 lakh eligible anniversary-year spend earns 3,000 points.
Checked 23 Sept 2026IndusInd Legend milestone terms ↗
Issuer sources
Open the sources used for this card's product details, rewards, fees and eligibility.
Sources checked 23 Sept 2026 · Latest recorded change effective 7 Mar 2025