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Dining cards · India

Best Credit Cards for Dining and Food Delivery in India

Explore credit cards for restaurants and food delivery using verified reward rules, merchant restrictions, monthly caps, annual fees and exclusions.

Want a personalised calculation? Ask the card advisor.

Analysis by GainFair · Updated 23 September 2026 · Questions or corrections: support@gainfair.in

3 focused cards

Focused cards

This need is central to the card's design or main published benefit. Shown alphabetically, with no ranking.

IndusInd Bank EazyDiner Credit Card

IndusInd Bank · Visa · Mid

Focused card
Relevant benefit
Offers rewards in this category subject to issuer eligibility and merchant restrictions.
Important limit
No stronger category-specific rate or cap is represented in the verified rule model.
Best when
You regularly pay for eligible dining or food delivery.
Annual fee
₹2,999 + GST yearly
Forex / international airport lounge visits
3.5% · 0/yr
See full analysis →Apply

Swiggy BLCK HDFC Bank Credit Card

HDFC Bank · Visa · Mid

Focused card
Relevant benefit
1% recorded reward value on eligible dining and food-delivery spending.
Important limit
₹1,000 statement cycle cap shared across 1% other-spend cashback.
Best when
You regularly pay for eligible dining or food delivery.
Annual fee
₹1,000 + GST yearly
Forex / international airport lounge visits
3.5% · 0/yr
See full analysis →Apply

Swiggy HDFC Bank Credit Card

HDFC Bank · Mastercard · Entry

Focused card
Relevant benefit
1% recorded reward value on eligible dining and food-delivery spending.
Important limit
₹500 statement cycle cap shared across 1% other eligible cashback.
Best when
You regularly pay for eligible dining or food delivery.
Annual fee
₹500 + GST yearly
Forex / international airport lounge visits
Not published · 0/yr
See full analysis →Apply
33 broader cards

Broader cards

These cards reward this category too, but are designed for a wider mix of spending and benefits. Shown alphabetically, with no ranking.

Showing 6 of 33 broader cards

Airtel Axis Bank Credit Card

Axis Bank · Mastercard · Entry

Broader card
Relevant benefit
1% recorded reward value on eligible dining and food-delivery spending.
Important limit
₹200 calendar month cap shared across zomato value back.
Best when
You regularly pay for eligible dining or food delivery.
Annual fee
₹500 + GST yearly
Forex / international airport lounge visits
3.5% · 0/yr
See full analysis →Apply

AU Bank Ananta Credit Card

AU Small Finance Bank · Visa · Mid

Broader card
Relevant benefit
1.25% recorded reward value on eligible dining and food-delivery spending.
Important limit
Issuer exclusions and merchant-category eligibility still apply.
Best when
You regularly pay for eligible dining or food delivery.
Annual fee
₹2,000 + GST yearly
Forex / international airport lounge visits
3.5% · 0/yr
See full analysis →Apply

AU Bank Zenith Credit Card

AU Small Finance Bank · Visa + RuPay · Premium

Broader card
Relevant benefit
1.25% recorded reward value on eligible dining and food-delivery spending.
Important limit
Issuer exclusions and merchant-category eligibility still apply.
Best when
You regularly pay for eligible dining or food delivery.
Annual fee
₹7,999 + GST yearly
Forex / international airport lounge visits
2.0% · 8/yr
See full analysis →Apply

AU Bank Zenith+ Credit Card

AU Small Finance Bank · Visa + RuPay · Super Premium

Broader card
Relevant benefit
2% recorded reward value on eligible dining and food-delivery spending.
Important limit
Issuer exclusions and merchant-category eligibility still apply.
Best when
You regularly pay for eligible dining or food delivery.
Annual fee
₹4,999 + GST yearly
Forex / international airport lounge visits
1.0% · 16/yr

BookMyShow: BOGO up to ₹500, 16×/year

See full analysis →Apply

Axis Bank ACE Credit Card

Axis Bank · Visa · Entry

Broader card
Relevant benefit
4% on eligible Swiggy spending.
Important limit
The accelerated dining rate applies only to eligible named merchants. Generic dining uses the 1% base rate. ₹500 statement cycle cap shared across combined 5% and 4% cashback.
Best when
The eligible food-delivery merchants only condition matches how you spend.
Annual fee
₹499 + GST yearly
Forex / international airport lounge visits
3.5% · 0/yr
See full analysis →Apply

Axis Bank My Zone Credit Card

Axis Bank · Mastercard · Entry

Broader card
Relevant benefit
0.4% recorded reward value on eligible dining and food-delivery spending.
Important limit
Issuer exclusions and merchant-category eligibility still apply.
Best when
You regularly pay for eligible dining or food delivery.
Annual fee
₹500 + GST yearly
Forex / international airport lounge visits
3.5% · 0/yr

District: BOGO up to ₹200, 1×/month

See full analysis →Apply

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