EazyDiner IndusInd Bank Platinum Credit Card
IndusInd Bank · RuPay · Entry card
A no-fee way to access the EazyDiner ecosystem without paying for the premium Signature variant.
Occasional EazyDiner users who want dining discounts without an annual fee.
Terms checked 23 Sept 2026
- Annual fee
- Lifetime free
- Joining fee
- ₹0
- Base reward rate
- 0.4%
- Forex markup
- Not published
Reward rates by spending category
Published catalogue rates before caps and merchant-category exclusions.
| Category | Recorded rate |
|---|---|
| Online shopping | 0.4% |
| Groceries & essentials | 0.4% |
| Dining & delivery | 0.4% |
| Travel & hotels | 0.4% |
| Beauty & wellness | 0.4% |
| Entertainment & movies | 0.4% |
| Education & family | 0.4% |
| Healthcare & pharmacy | 0.4% |
| Subscriptions & streaming | 0.4% |
| Offline store shopping | 0.4% |
| International spending | 0.4% |
| Gold & jewellery | 0.4% |
| Other miscellaneous | 0.4% |
| Bills & utilities | 0.1% |
| House rent | 0.1% |
| Insurance premiums | 0.1% |
| Fuel & commute | 0% |
Caps and fee waiver
- Reward caps
- No general cap recorded
- Annual fee waiver
- Not needed
- Monthly income requirement
- Not listed
Airport lounge access
No complimentary airport lounge access recorded
Movies and entertainment
BookMyShow · Buy one, get one · up to ₹200 · 1 use/month
Benefits & conditions
Expand a category to see recorded benefits, fees and eligibility, with conditions and links to the sources. Categories without recorded details are grouped below; missing information does not mean a benefit is unavailable.
Rewards and cashback · 4 items
Reduced regulated-category points
Usage-based value0.7 point per ₹100 on eligible insurance, rent, utility and government-service transactions.
Other eligible points
Usage-based valueTwo points per ₹100 on other eligible purchases, capped at eligible spend up to the assigned credit limit per statement cycle.
Two points per ₹100 on eligible purchases and 0.7 point on regulated categories
Shown without a cash value2,000 points for every qualifying ₹30,000 90-day spend block
Shown without a cash value
Fees · 1 item
Lifetime-free annual fee
Recorded value ₹-0No annual card fee is recorded under the currently reviewed terms.
Welcome benefits · 3 items
Three months of EazyDiner Prime
Shown without a cash valueComplimentary introductory membership; no guaranteed cash-equivalent value is assigned.
Conditions: Activate under issuer and EazyDiner terms
500 welcome EazyPoints
Shown without a cash valuePartner points under EazyDiner redemption terms; no fixed rupee value is assumed.
Conditions: Complete partner fulfilment and activation
Three-month EazyDiner Prime welcome membership and 500 EazyPoints under partner terms
Shown without a cash value
Spend milestones · 1 item
2,000 points at ₹30,000 eligible spend per 90 days
2,000 reward unitsModelled by calendar quarter as the closest available proxy for the issuer’s 90-day evaluation blocks. Dining spend is excluded.
Conditions: Reach ₹30,000 per calendar quarter
Exclusions: diningDelivery
Movies and entertainment · 1 item
BookMyShow movie offer
Usage-based · up to ₹2,400Buy one, get one offer up to ₹200, 1 time per month.
Memberships · 1 item
Three-month EazyDiner Prime welcome membership and 500 EazyPoints under partner terms
Shown without a cash value
Foreign-currency charges · 1 item
Forex markup not established
Usage-based valueThe current product-specific source does not establish a forex rate; recommendations use a conservative cost allowance when international spend is entered.
Conditions: Applies to eligible foreign-currency transactions
Eligibility and availability · 1 item
Application eligibility
Shown without a cash valueApplication availability: open. No universal verified numeric income threshold is used as a hard filter. IndusInd Bank does not publish one universal numeric income threshold for this product.
Other benefits · 6 items
Three-month Prime renewal after each qualifying ₹30,000 90-day spend block
Shown without a cash value20% additional PayEazy discount up to ₹500, three uses per calendar month
Shown without a cash value1% fuel-surcharge waiver under issuer terms
Shown without a cash valueRuPay merchant-UPI support
Shown without a cash value20% additional PayEazy discount up to ₹500, three times monthly
Shown without a cash valueLifetime-free RuPay issuance with merchant-UPI support
Shown without a cash value
Other categories (9)
These categories have no detailed entries. We distinguish confirmed absences from information that still needs review.
Fee waiver
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Card tiers
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Airport lounge access
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Travel privileges
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Dining
Details not yet availableThe reviewed issuer sources publish this benefit; its exact conditions are retained in the card benefit profile.
Official source 1 ↗Official source 2 ↗Golf
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Insurance and protection
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗Fuel benefits
Details not yet availableThe reviewed issuer sources publish this benefit; its exact conditions are retained in the card benefit profile.
Official source 1 ↗Official source 2 ↗Concierge
Not offeredThe reviewed issuer sources do not publish this benefit for the card.
Official source 1 ↗Official source 2 ↗
What stands out
- ✓ 20% additional PayEazy discount up to ₹500, three times monthly
- ✓ Two points per ₹100 on eligible purchases and 0.7 point on regulated categories
- ✓ 2,000 points for every qualifying ₹30,000 90-day spend block
- ✓ Lifetime-free RuPay issuance with merchant-UPI support
What to watch
The 20% dining offer requires PayEazy in the EazyDiner app. The milestone excludes dining spend, and reward points are worth only ₹0.20 each.
Recorded exclusions
Fuel Commute · Cash withdrawal · Fees charges · Spend beyond statement credit limit
How GainFair evaluates this card
The personal card advisor applies your monthly spending to category rates, limits rewards at the applicable caps, adds eligible movie, milestone and lounge value, and subtracts annual fees plus foreign-currency markup and GST. It can recommend keeping your current cards when a new card does not create enough incremental value.
Affiliate disclosure: Affiliate link · GainFair may earn a commission if you complete a qualifying action. You pay nothing extra, and compensation never affects recommendations or rankings. Read the full disclosure.
Compare against
These cards have the closest mix of purpose, reward style, fee model and tier. They are suggestions for comparison, not rankings.
Card change history
Material changes verified against dated issuer notices. Effective dates can differ from announcement dates.
- Value improved
Current lifetime-free RuPay product launched
IndusInd Bank and EazyDiner launched the current RuPay Platinum proposition.
- Before
- The current RuPay programme was not available.
- After
- The lifetime-free RuPay card includes PayEazy, milestone, movie, membership and UPI benefits.
Checked 23 Sept 2026EazyDiner Platinum current product page ↗
Issuer sources
Open the sources used for this card's product details, rewards, fees and eligibility.
Sources checked 23 Sept 2026 · Latest recorded change effective 7 Aug 2026