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Grocery cards · India

Best Credit Cards for Groceries in India

Explore credit cards for supermarket and online grocery spending using verified reward rules, merchant restrictions, caps, annual fees and exclusions.

Want a personalised calculation? Ask the card advisor.

Analysis by GainFair · Updated 23 September 2026 · Questions or corrections: support@gainfair.in

1 focused card

Focused cards

This need is central to the card's design or main published benefit. Shown alphabetically, with no ranking.

RBL Bank ShopRite Credit Card

RBL Bank · Visa + RuPay · Entry

Focused card
Relevant benefit
5% recorded reward value on eligible grocery spending.
Important limit
Issuer exclusions and merchant-category eligibility still apply.
Best when
Groceries are a regular part of your card spending.
Annual fee
₹500 + GST yearly
Forex / international airport lounge visits
3.5% · 0/yr

BookMyShow: 10% off up to ₹100, 15×/year

See full analysis →Apply
18 broader cards

Broader cards

These cards reward this category too, but are designed for a wider mix of spending and benefits. Shown alphabetically, with no ranking.

Showing 6 of 18 broader cards

AU Bank Altura Credit Card

AU Small Finance Bank · Visa · Entry

Broader card
Relevant benefit
2% recorded reward value on eligible grocery spending.
Important limit
Issuer exclusions and merchant-category eligibility still apply.
Best when
Groceries are a regular part of your card spending.
Annual fee
₹199 + GST yearly
Forex / international airport lounge visits
3.5% · 0/yr
See full analysis →Apply

AU Bank Laksya Credit Card

AU Small Finance Bank · Visa · Mid

Broader card
Relevant benefit
1.25% recorded reward value on eligible grocery spending.
Important limit
Issuer exclusions and merchant-category eligibility still apply.
Best when
Groceries are a regular part of your card spending.
Annual fee
₹1,000 + GST yearly
Forex / international airport lounge visits
3.5% · 0/yr

District: BOGO up to ₹250, 1×/month

See full analysis →Apply

AU Bank Vetta Credit Card

AU Small Finance Bank · Visa + RuPay · Premium

Broader card
Relevant benefit
0.8% recorded reward value on eligible grocery spending.
Important limit
Issuer exclusions and merchant-category eligibility still apply.
Best when
Groceries are a regular part of your card spending.
Annual fee
₹2,999 + GST yearly
Forex / international airport lounge visits
3.0% · 4/yr
See full analysis →Apply

AU Bank Zenith Credit Card

AU Small Finance Bank · Visa + RuPay · Premium

Broader card
Relevant benefit
1.25% recorded reward value on eligible grocery spending.
Important limit
Issuer exclusions and merchant-category eligibility still apply.
Best when
Groceries are a regular part of your card spending.
Annual fee
₹7,999 + GST yearly
Forex / international airport lounge visits
2.0% · 8/yr
See full analysis →Apply

Axis Bank Select Credit Card

Axis Bank · Visa · Premium

Broader card
Relevant benefit
2% recorded reward value on eligible grocery spending.
Important limit
Issuer exclusions and merchant-category eligibility still apply.
Best when
Groceries are a regular part of your card spending.
Annual fee
₹3,000 + GST yearly
Forex / international airport lounge visits
3.5% · up to 12/yr

District: BOGO up to ₹250, 2×/month

See full analysis →Apply

BPCL SBI Card

SBI Card · Visa · Entry

Broader card
Relevant benefit
1.25% recorded reward value on eligible grocery spending.
Important limit
Issuer exclusions and merchant-category eligibility still apply.
Best when
Groceries are a regular part of your card spending.
Annual fee
₹499 + GST yearly
Forex / international airport lounge visits
3.5% · 0/yr
See full analysis →Apply

Want to know which card is best for your spending?

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