Fuel cards · India

Best Fuel Credit Cards in India

Explore fuel credit cards using verified fuel-partner rewards, monthly caps, annual fees, surcharge waivers and eligibility conditions.

Want a personalised calculation? Ask the card advisor.

Analysis by GainFair · Updated 23 September 2026 · Questions or corrections: support@gainfair.in

7 focused cards

Focused cards

This need is central to the card's design or main published benefit. Shown alphabetically, with no ranking.

BPCL SBI Card

SBI Card · Visa · Entry

Focused card

Relevant benefit: 0.25% recorded reward value at eligible BPCL fuel outlets.
Important limit: The partner rate is restricted to eligible BPCL outlets.
Best when: You regularly refuel at BPCL.

Annual fee: ₹499 + GST yearly
Forex / international airport lounge visits: 3.5% · 0/yr

See full analysis →Apply

BPCL SBI Card OCTANE

SBI Card · Visa · Mid

Focused card

Relevant benefit: 0.25% recorded reward value at eligible BPCL fuel outlets.
Important limit: The partner rate is restricted to eligible BPCL outlets.
Best when: You regularly refuel at BPCL.

Annual fee: ₹1,499 + GST yearly
Forex / international airport lounge visits: 3.5% · 0/yr

See full analysis →Apply

ICICI Bank HPCL Super Saver Credit Card

ICICI Bank · Visa + RuPay · Entry

Focused card

Relevant benefit: 4% recorded reward value at eligible HPCL fuel outlets.
Important limit: The partner rate is restricted to eligible HPCL outlets. ₹200 calendar month cap shared across hpcl fuel cashback.
Best when: You regularly refuel at HPCL.

Annual fee: ₹500 + GST yearly
Forex / international airport lounge visits: 3.5% · 0/yr

BookMyShow: 25% off up to ₹100, 2×/month

See full analysis →Apply

IDFC FIRST Power+ Credit Card

IDFC FIRST Bank · RuPay · Entry

Focused card

Relevant benefit: 0.5% recorded reward value at eligible HPCL fuel outlets.
Important limit: The partner rate is restricted to eligible HPCL outlets. ₹250 calendar month cap shared across hpcl fuel reward value.
Best when: You regularly refuel at HPCL.

Annual fee: ₹499 + GST yearly
Forex / international airport lounge visits: 0% · 0/yr

District: 25% off up to ₹100, 1×/month

See full analysis →Apply

IndianOil Axis Bank Credit Card

Axis Bank · RuPay · Entry

Focused card

Relevant benefit: 0.2% recorded reward value at eligible IndianOil fuel outlets.
Important limit: The partner rate is restricted to eligible IndianOil outlets.
Best when: You regularly refuel at IndianOil.

Annual fee: ₹500 + GST yearly
Forex / international airport lounge visits: 3.5% · 0/yr

BookMyShow: 10% off up to ₹100, 1×/month

See full analysis →Apply

IndianOil HDFC Bank Credit Card

HDFC Bank · RuPay · Entry

Focused card

Relevant benefit: 0.64% recorded reward value at eligible IndianOil fuel outlets.
Important limit: The partner rate is restricted to eligible IndianOil outlets.
Best when: You regularly refuel at IndianOil.

Annual fee: ₹500 + GST yearly
Forex / international airport lounge visits: 3.5% · 0/yr

See full analysis →Apply

IndianOil RBL Bank XTRA Credit Card

RBL Bank · Mastercard · Entry

Focused card

Relevant benefit: 1% recorded reward value at eligible IndianOil fuel outlets.
Important limit: The partner rate is restricted to eligible IndianOil outlets.
Best when: You regularly refuel at IndianOil.

Annual fee: ₹1,500 + GST yearly
Forex / international airport lounge visits: 3.5% · 0/yr

See full analysis →Apply

2 broader cards

Broader cards

These cards reward this category too, but are designed for a wider mix of spending and benefits. Shown alphabetically, with no ranking.

IndianOil RBL Bank Credit Card

RBL Bank · Mastercard + RuPay · Entry

Broader card

Relevant benefit: 5% recorded reward value on eligible fuel spending.
Important limit: Issuer exclusions and merchant-category eligibility still apply.
Best when: Fuel is a recurring part of your monthly spending.

Annual fee: ₹500 + GST yearly
Forex / international airport lounge visits: 3.5% · 0/yr

See full analysis →Apply

Kotak Cashback+ Credit Card

Kotak Mahindra Bank · Visa + RuPay · Mid

Broader card

Relevant benefit: 3% recorded reward value on eligible fuel spending.
Important limit: Issuer exclusions and merchant-category eligibility still apply.
Best when: Fuel is a recurring part of your monthly spending.

Annual fee: ₹750 + GST yearly
Forex / international airport lounge visits: 3.5% · 0/yr

INOX: BOGO up to ₹250, 1×/month

See full analysis →Apply

Want to know which card is best for your spending?

Ask the GainFair Card Advisor to calculate it from your monthly spending, applicable caps, fees, GST and exclusions.

Ask the advisor