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Online shopping cards · India

Best Credit Cards for Online Shopping in India

Explore credit cards for online shopping using verified reward rules, merchant restrictions, caps, annual fees and exclusions.

Want a personalised calculation? Ask the card advisor.

Analysis by GainFair · Updated 23 September 2026 · Questions or corrections: support@gainfair.in

7 focused cards

Focused cards

This need is central to the card's design or main published benefit. Shown alphabetically, with no ranking.

Amazon Pay ICICI Bank Credit Card

ICICI Bank · Visa · Entry

Focused card
Relevant benefit
1% recorded reward value on eligible online shopping.
Important limit
Issuer exclusions and merchant-category eligibility still apply.
Best when
You regularly make eligible online purchases.
Annual fee
Lifetime free
Forex / international airport lounge visits
2.0% · 0/yr
See full analysis →Apply

Axis Bank Cashback Credit Card

Axis Bank · Visa · Entry

Focused card
Relevant benefit
0.75% recorded reward value on eligible online shopping.
Important limit
₹4,000 statement cycle cap shared across online cashback.
Best when
You regularly make eligible online purchases.
Annual fee
₹1,000 + GST yearly
Forex / international airport lounge visits
3.5% · 0/yr
See full analysis →Apply

Flipkart Axis Bank Credit Card

Axis Bank · Visa · Entry

Focused card
Relevant benefit
1% recorded reward value on eligible online shopping.
Important limit
₹4,000 calendar quarter cap shared across myntra cashback.
Best when
You regularly make eligible online purchases.
Annual fee
₹500 + GST yearly
Forex / international airport lounge visits
3.5% · 0/yr
See full analysis →Apply

Flipkart SBI Card

SBI Card · Visa · Entry

Focused card
Relevant benefit
1% recorded reward value on eligible online shopping.
Important limit
₹4,000 calendar quarter cap shared across myntra cashback.
Best when
You regularly make eligible online purchases.
Annual fee
₹500 + GST yearly
Forex / international airport lounge visits
3.5% · 0/yr
See full analysis →Apply

HDFC Millennia Credit Card

HDFC Bank · Visa · Entry

Focused card
Relevant benefit
1% recorded reward value on eligible online shopping.
Important limit
₹1,000 calendar month cap shared across listed-merchant cashpoints.
Best when
You regularly make eligible online purchases.
Annual fee
₹1,000 + GST yearly
Forex / international airport lounge visits
3.5% · 0/yr
See full analysis →Apply

SBI Cashback Credit Card

SBI Card · Visa · Mid

Focused card
Relevant benefit
5% recorded reward value on eligible online shopping.
Important limit
₹2,000 statement cycle cap shared across eligible online cashback.
Best when
You regularly make eligible online purchases.
Annual fee
₹999 + GST yearly
Forex / international airport lounge visits
3.5% · 0/yr
See full analysis →Apply

SBI SimplyCLICK Credit Card

SBI Card · Visa · Entry

Focused card
Relevant benefit
0.25% recorded reward value on eligible online shopping.
Important limit
₹2,500 calendar month cap shared across 10x partner points.
Best when
You regularly make eligible online purchases.
Annual fee
₹499 + GST yearly
Forex / international airport lounge visits
3.5% · 0/yr
See full analysis →Apply
22 broader cards

Broader cards

These cards reward this category too, but are designed for a wider mix of spending and benefits. Shown alphabetically, with no ranking.

Showing 6 of 22 broader cards

American Express SmartEarn Credit Card

American Express · Amex · Entry

Broader card
Relevant benefit
1% recorded reward value on eligible online shopping.
Important limit
₹125 calendar month cap shared across amazon 5x pool.
Best when
You regularly make eligible online purchases.
Annual fee
₹495 + GST yearly
Forex / international airport lounge visits
3.5% · 0/yr
See full analysis →Apply

AU Bank Altura Plus Credit Card

AU Small Finance Bank · Visa · Entry

Broader card
Relevant benefit
0.5% recorded reward value on eligible online shopping.
Important limit
Issuer exclusions and merchant-category eligibility still apply.
Best when
You regularly make eligible online purchases.
Annual fee
₹499 + GST yearly
Forex / international airport lounge visits
3.5% · 0/yr
See full analysis →Apply

AU Bank Ananta Credit Card

AU Small Finance Bank · Visa · Mid

Broader card
Relevant benefit
1.25% recorded reward value on eligible online shopping.
Important limit
Issuer exclusions and merchant-category eligibility still apply.
Best when
You regularly make eligible online purchases.
Annual fee
₹2,000 + GST yearly
Forex / international airport lounge visits
3.5% · 0/yr
See full analysis →Apply

BOBCARD Cashback Credit Card

BOBCARD · Mastercard · Entry

Broader card
Relevant benefit
1% recorded reward value on eligible online shopping.
Important limit
₹1,500 statement cycle cap shared across incremental online cashback.
Best when
You regularly make eligible online purchases.
Annual fee
₹499 + GST yearly
Forex / international airport lounge visits
3.5% · 0/yr
See full analysis →Apply

BOBCARD ETERNA Credit Card

BOBCARD · Visa · Mid

Broader card
Relevant benefit
3.75% recorded reward value on eligible online shopping.
Important limit
Issuer exclusions and merchant-category eligibility still apply.
Best when
You regularly make eligible online purchases.
Annual fee
₹2,499 + GST yearly
Forex / international airport lounge visits
2% · 0/yr

District: BOGO up to ₹250, 1×/month

See full analysis →Apply

BOBCARD Select Credit Card

BOBCARD · Visa · Entry

Broader card
Relevant benefit
0.2% recorded reward value on eligible online shopping.
Important limit
Issuer exclusions and merchant-category eligibility still apply.
Best when
You regularly make eligible online purchases.
Annual fee
₹750 + GST yearly
Forex / international airport lounge visits
3.5% · 0/yr
See full analysis →Apply

Want to know which card is best for your spending?

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