HSBC Premier Credit Card
HSBC Premier relationship clients who travel internationally very frequently.
Main trade-off
This is relationship-gated, not an open application: you generally need to already be (or become) an HSBC Premier banking client.
Direct comparison
Compare 2 credit cards
Review published fees, rewards, caps, eligibility and benefits side by side. Return to the catalogue to change your selection.
Compare every selected card in one table.
Swipe sideways to see all 2 cards.
| Feature | HSBC India HSBC Premier Credit Card | HDFC Bank HDFC Bank Diners Club Black Metal Edition |
|---|---|---|
Card essentials Start with pricing, network and the baseline earning rate. | ||
| Issuer | HSBC India | HDFC Bank |
| Network | Visa | Diners Club |
| Annual fee | ₹20,000 + GST per year | ₹10,000 + GST per year |
| Annual fee waiver | No waiver recorded | At ₹8,00,000 annual spending |
| Base reward rate | 3% | 3.3% |
Limits and access Check caps, eligibility and useful access benefits before deciding. | ||
| Reward caps | No general cap recorded | No general cap recorded |
| RuPay credit card on UPI | Not eligible | Not eligible |
| Airport lounge access | Unlimited domestic airport lounge visits • Unlimited international airport lounge visits | Unlimited domestic airport lounge visits • Unlimited international airport lounge visits |
| Forex markup | 1.0% | 2% |
| Monthly income requirement | Approx. ₹3,00,000/month | Approx. ₹2,50,000/month salaried · ₹2,50,000/month self-employed |
| Terms verified | 21 Sept 2026 | 13 Sept 2026 |
| Best suited to | HSBC Premier relationship clients who travel internationally very frequently. | High-spend HDFC relationship customers comparing metal-tier cards before choosing Infinia vs. this Diners variant. |
| Main trade-off | This is relationship-gated, not an open application: you generally need to already be (or become) an HSBC Premier banking client. | Diners Club has narrower merchant acceptance in India than Visa/Mastercard/RuPay: check acceptance at your regular spend locations first. |
| Actions | Full analysisApply ↗ | Full analysisApply ↗ |
Your spending
Which card gives you more value?
Set only your real monthly spending. GainFair calculates annual value after caps, recurring fees and GST. Nothing is prefilled.
Monthly total
₹0
₹0/mo
₹0/mo
₹0/mo
₹0/mo
₹0/mo
₹0/mo
Merchant-specific bonuses are not assumed for broad categories. The calculation uses the verified general eligible rate unless a qualifying merchant is explicitly supplied in a detailed GainFair flow.
Add at least one spending amount to calculate your comparison.