Review published fees, rewards, caps, eligibility and benefits side by side. Return to the catalogue to change your selection.
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| Feature | IndusInd Bank IndusInd Bank Platinum Aura Edge Credit Card | IndusInd Bank EazyDiner IndusInd Bank Platinum Credit Card |
|---|---|---|
Card essentials Start with pricing, network and the baseline earning rate. | ||
| Issuer | IndusInd Bank | IndusInd Bank |
| Network | Visa | RuPay |
| Annual fee | Lifetime free | Lifetime free |
| Annual fee waiver | Not required | Not required |
| Base reward rate | 0.2% | 0.4% |
Limits and access Check caps, eligibility and useful access benefits before deciding. | ||
| Reward caps | No general cap recorded | No general cap recorded |
| RuPay credit card on UPI | Not eligible | Eligible for merchant UPI payments |
| Airport lounge access | No complimentary airport lounge access recorded | No complimentary airport lounge access recorded |
| Forex markup | 3.5% | Not published |
| Monthly income requirement | Not listed | Not listed |
| Terms verified | 24 Sept 2026 | 23 Sept 2026 |
| Best suited to | Fee-averse department-store and electronics shoppers. | Occasional EazyDiner users who want dining discounts without an annual fee. |
| Main trade-off | Headline category rates depend on the selected reward plan and merchant coding; without that context the engine uses the 0.2% base value. Former lounge, concierge, golf and Auto Assist benefits ended in 2021. | The 20% dining offer requires PayEazy in the EazyDiner app. The milestone excludes dining spend, and reward points are worth only ₹0.20 each. |
| Actions | Full analysisApply ↗ | Full analysisApply ↗ |
Set only your real monthly spending. GainFair calculates annual value after caps, recurring fees and GST. Nothing is prefilled.
