Review published fees, rewards, caps, eligibility and benefits side by side. Return to the catalogue to change your selection.
Compare every selected card in one table.
Swipe sideways to see all 2 cards.
| Feature | IndusInd Bank EazyDiner IndusInd Bank Platinum Credit Card | ICICI Bank ICICI Bank Platinum Chip Credit Card |
|---|---|---|
Card essentials Start with pricing, network and the baseline earning rate. | ||
| Issuer | IndusInd Bank | ICICI Bank |
| Network | RuPay | Visa |
| Annual fee | Lifetime free | Lifetime free |
| Annual fee waiver | Not required | Not required |
| Base reward rate | 0.4% | 0.5% |
Limits and access Check caps, eligibility and useful access benefits before deciding. | ||
| Reward caps | No general cap recorded | No general cap recorded |
| RuPay credit card on UPI | Eligible for merchant UPI payments | Not eligible |
| Airport lounge access | No complimentary airport lounge access recorded | No complimentary airport lounge access recorded |
| Forex markup | Not published | 3.5% |
| Monthly income requirement | Not listed | Approx. ₹20,000/month salaried · ₹20,000/month self-employed |
| Terms verified | 23 Sept 2026 | 23 Sept 2026 |
| Best suited to | Occasional EazyDiner users who want dining discounts without an annual fee. | First-time applicants prioritising lifetime-free pricing and a mainstream issuer. |
| Main trade-off | The 20% dining offer requires PayEazy in the EazyDiner app. The milestone excludes dining spend, and reward points are worth only ₹0.20 each. | The effective reward rate is modest, fuel earns no points, and the card has no airport-lounge or movie benefit. |
| Actions | Full analysisApply ↗ | Full analysisApply ↗ |
Set only your real monthly spending. GainFair calculates annual value after caps, recurring fees and GST. Nothing is prefilled.
