Review published fees, rewards, caps, eligibility and benefits side by side. Return to the catalogue to change your selection.
Compare every selected card in one table.
Swipe sideways to see all 2 cards.
| Feature | ICICI Bank ICICI Bank Rubyx Credit Card | YES BANK YES BANK MARQUEE Credit Card |
|---|---|---|
Card essentials Start with pricing, network and the baseline earning rate. | ||
| Issuer | ICICI Bank | YES BANK |
| Network | Visa + RuPay | Visa |
| Annual fee | ₹2,000 + GST per year | ₹4,999 + GST per year |
| Annual fee waiver | At ₹3,00,000 annual spending | At ₹10,00,000 annual spending |
| Base reward rate | 0.5% | 2.3% |
Reward rate by category Published cashback or estimated reward value for each category. The stronger rate is highlighted. | ||
| Online shopping | 0.5% · Domestic rewards | 4.5% · Eligible online rewards |
| International spending | 1% · International rewards | 2.3% · Other eligible rewards |
Limits and access Check caps, eligibility and useful access benefits before deciding. | ||
| Reward caps | No general cap recorded | No general cap recorded |
| RuPay credit card on UPI | Eligible for merchant UPI payments | Not eligible |
| Airport lounge access | 16 domestic airport lounge visits per year | 24 domestic airport lounge visits per year • Unlimited international airport lounge visits |
| Forex markup | 3.5% | 1% |
| Monthly income requirement | Approx. ₹75,000/month salaried · ₹75,000/month self-employed | Not listed |
| Terms verified | 23 Sept 2026 | 21 Sept 2026 |
| Best suited to | ICICI customers spending enough to unlock quarterly movie and lounge privileges. | Frequent international travellers who want unlimited international airport lounge access without a super-premium fee. |
| Main trade-off | Lounge and movie benefits require preceding-quarter spend. The welcome vouchers have partner and booking restrictions, and the current ₹3 lakh fee-waiver threshold is much higher than the renewal fee. | The strongest earn rate depends on an eligible online transaction. Points are worth up to ₹0.25, a redemption fee applies, and numerous regulated or quasi-cash categories earn no points. |
| Actions | Full analysisApply ↗ | Full analysisApply ↗ |
Set only your real monthly spending. GainFair calculates annual value after caps, recurring fees and GST. Nothing is prefilled.
