Review published fees, rewards, caps, eligibility and benefits side by side. Return to the catalogue to change your selection.
Compare every selected card in one table.
Swipe sideways to see all 2 cards.
| Feature | Axis Bank LIC Axis Bank Signature Credit Card | Axis Bank Axis Bank Privilege American Express Credit Card |
|---|---|---|
Card essentials Start with pricing, network and the baseline earning rate. | ||
| Issuer | Axis Bank | Axis Bank |
| Network | Visa | Amex |
| Annual fee | Lifetime free | Lifetime free |
| Annual fee waiver | Not required | Not required |
| Base reward rate | 1% | 1% |
Reward rate by category Published cashback or estimated reward value for each category. The stronger rate is highlighted. | ||
| International spending | 2% · Foreign-currency rewards | 1% · Eligible EDGE Reward Points |
Limits and access Check caps, eligibility and useful access benefits before deciding. | ||
| Reward caps | No general cap recorded | No general cap recorded |
| RuPay credit card on UPI | Not eligible | Not eligible |
| Airport lounge access | 8 domestic airport lounge visits per year | 8 domestic airport lounge visits per year |
| Forex markup | 3.5% | 3.5% |
| Monthly income requirement | Not listed | Not listed |
| Terms verified | 13 Sept 2026 | 23 Sept 2026 |
| Best suited to | LIC policyholders who want a lifetime-free card with domestic airport lounge access and basic lost-card protection. | Axis customers who value Amex network offers and occasional domestic lounge access. |
| Main trade-off | The 2X insurance rate requires the official LIC premium-payment gateway; other eligible insurance purchases receive the base rate. Government, education, utilities, rent, fuel, wallets, gift cards and tolls earn no points. | The free Amex issuance does not receive the paid-card activation bonus. American Express acceptance is narrower, lounge access needs ₹50,000 prior-three-month spend, and the network offers are time-bound. |
| Actions | Full analysisApply ↗ | Full analysisApply ↗ |
Set only your real monthly spending. GainFair calculates annual value after caps, recurring fees and GST. Nothing is prefilled.
