Review published fees, rewards, caps, eligibility and benefits side by side. Return to the catalogue to change your selection.
Compare every selected card in one table.
Swipe sideways to see all 2 cards.
| Feature | American Express American Express Platinum Travel Credit Card | HDFC Bank HDFC Bank Diners Club Black Metal Edition |
|---|---|---|
Card essentials Start with pricing, network and the baseline earning rate. | ||
| Issuer | American Express | HDFC Bank |
| Network | Amex | Diners Club |
| Annual fee | ₹5,000 + GST per year | ₹10,000 + GST per year |
| Annual fee waiver | No waiver recorded | At ₹8,00,000 annual spending |
| Base reward rate | 0.6% | 3.3% |
Limits and access Check caps, eligibility and useful access benefits before deciding. | ||
| Reward caps | No general cap recorded | No general cap recorded |
| RuPay credit card on UPI | Not eligible | Not eligible |
| Airport lounge access | 8 domestic airport lounge visits per year | Unlimited domestic airport lounge visits • Unlimited international airport lounge visits |
| Forex markup | 3.5% | 2% |
| Monthly income requirement | Approx. ₹50,000/month | Approx. ₹2,50,000/month salaried · ₹2,50,000/month self-employed |
| Terms verified | 13 Sept 2026 | 13 Sept 2026 |
| Best suited to | Households with predictable annual spend who value Membership Rewards and Taj stays. | High-spend HDFC relationship customers comparing metal-tier cards before choosing Infinia vs. this Diners variant. |
| Main trade-off | New applications are temporarily paused. Reward Multiplier ends on 30 September 2026; GainFair does not count it as an ongoing earn route. | Diners Club has narrower merchant acceptance in India than Visa/Mastercard/RuPay: check acceptance at your regular spend locations first. |
| Actions | Full analysisApply ↗ | Full analysisApply ↗ |
Set only your real monthly spending. GainFair calculates annual value after caps, recurring fees and GST. Nothing is prefilled.
