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| Feature | YES BANK YES BANK Paisabazaar PaisaSave RuPay Credit Card | CSB Bank (Jupiter platform) Jupiter Edge+ CSB Bank RuPay Credit Card |
|---|---|---|
Card essentials Start with pricing, network and the baseline earning rate. | ||
| Issuer | YES BANK | CSB Bank (Jupiter platform) |
| Network | RuPay | RuPay |
| Annual fee | Lifetime free | ₹0 + GST per year |
| Annual fee waiver | Not required | No waiver recorded |
| Base reward rate | 1% | 1% |
Reward rate by category Published cashback or estimated reward value for each category. The stronger rate is highlighted. | ||
| Offline store shopping | 1% · Other eligible reward points | 10% · Threshold shopping Jewels |
| Online shopping | 1% · Other eligible reward points | 10% · Threshold shopping Jewels |
| Dining & delivery | 6% · Dining and travel reward points | 1% · Other eligible Jewels |
| Travel & hotels | 6% · Dining and travel reward points | 5% · Jupiter Flights Jewels |
Limits and access Check caps, eligibility and useful access benefits before deciding. | ||
| Reward caps | No general cap recorded | No general cap recorded |
| RuPay credit card on UPI | Eligible for merchant UPI payments | Eligible for merchant UPI payments |
| Airport lounge access | No complimentary airport lounge access recorded | No complimentary airport lounge access recorded |
| Forex markup | 3.4% | 3.5% |
| Monthly income requirement | Approx. ₹20,000/month | Approx. ₹25,000/month |
| Terms verified | 21 Sept 2026 | 21 Sept 2026 |
| Best suited to | Existing YES BANK PaisaSave cardholders who want a RuPay card for UPI plus better dining and travel rewards. | Jupiter app users who shop frequently at partner brands and also book flights through the app. |
| Main trade-off | Only available to existing PaisaSave cardholders as an upgrade path, not as a standalone new application. | The card is now issued by CSB Bank rather than Jupiter directly: the standard joining fee is ₹999 even though promotional lifetime-free offers are sometimes displayed at signup. |
| Actions | Full analysisApply ↗ | Full analysisApply ↗ |
Set only your real monthly spending. GainFair calculates annual value after caps, recurring fees and GST. Nothing is prefilled.
