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Feature
YES BANK
YES BANK Paisabazaar PaisaSave RuPay Credit Card
Axis Bank
Axis Bank super.money RuPay Credit Card
Card essentials

Start with pricing, network and the baseline earning rate.

IssuerYES BANKAxis Bank
NetworkRuPayRuPay
Annual feeLifetime freeLifetime free
Annual fee waiverNot requiredNot required
Base reward rate1%1%
Reward rate by category

Published cashback or estimated reward value for each category. The stronger rate is highlighted.

Dining & delivery6% · Dining and travel reward points1% · super.money UPI cashback
Travel & hotels6% · Dining and travel reward points1% · super.money UPI cashback
Limits and access

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Reward capsNo general cap recordedNo general cap recorded
RuPay credit card on UPIEligible for merchant UPI paymentsEligible for merchant UPI payments
Airport lounge accessNo complimentary airport lounge access recordedNo complimentary airport lounge access recorded
Forex markup3.4%3.5%
Monthly income requirementApprox. ₹20,000/monthApprox. ₹20,000/month
Terms verified21 Sept 202621 Sept 2026
Best suited toExisting YES BANK PaisaSave cardholders who want a RuPay card for UPI plus better dining and travel rewards.super.money app users who want a lifetime-free RuPay credit card for UPI.
Main trade-offOnly available to existing PaisaSave cardholders as an upgrade path, not as a standalone new application.The issuer itself flags this card’s cashback rates and caps as still settling: the figures modelled here are conservative placeholders. Re-check the latest T&C before counting on a specific %.
ActionsFull analysisApply ↗Full analysisApply ↗
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