Flipkart SBI Card
Flipkart, Myntra and Cleartrip shoppers who want a lifetime-free card.
Main trade-off
This card is not lifetime free. Selected-merchant accelerators, application-channel welcome gifts and exclusions are conditional.
Direct comparison
Compare 2 credit cards
Review published fees, rewards, caps, eligibility and benefits side by side. Return to the catalogue to change your selection.
Compare every selected card in one table.
Swipe sideways to see all 2 cards.
| Feature | SBI Card Flipkart SBI Card | Axis Bank Flipkart Axis Bank Credit Card |
|---|---|---|
Card essentials Start with pricing, network and the baseline earning rate. | ||
| Issuer | SBI Card | Axis Bank |
| Network | Visa | Visa |
| Annual fee | ₹500 + GST per year | ₹500 + GST per year |
| Annual fee waiver | At ₹3,50,000 annual spending | At ₹3,50,000 annual spending |
| Base reward rate | 1% | 1% |
Limits and access Check caps, eligibility and useful access benefits before deciding. | ||
| Reward caps | Myntra cashback: ₹4,000/quarter · Flipkart and Shopsy cashback: ₹4,000/quarter · Cleartrip cashback: ₹4,000/quarter · Selected-partner cashback: ₹4,000/quarter | Myntra cashback: ₹4,000/quarter · Flipkart cashback: ₹4,000/quarter · Cleartrip cashback: ₹4,000/quarter |
| RuPay credit card on UPI | Not eligible | Not eligible |
| Airport lounge access | No complimentary airport lounge access recorded | No complimentary airport lounge access recorded |
| Forex markup | 3.5% | 3.5% |
| Monthly income requirement | Approx. ₹25,000/month | Approx. ₹25,000/month |
| Terms verified | 21 Sept 2026 | 13 Sept 2026 |
| Best suited to | Flipkart, Myntra and Cleartrip shoppers who want a lifetime-free card. | Frequent Flipkart, Myntra, and Cleartrip shoppers. |
| Main trade-off | This card is not lifetime free. Selected-merchant accelerators, application-channel welcome gifts and exclusions are conditional. | The nil joining fee is a limited-period offer; the ₹500 renewal fee is waived only above ₹3.5 lakh annual eligible spend. Fuel and rent are excluded. |
| Actions | Full analysisApply ↗ | Full analysisApply ↗ |
Your spending
Which card gives you more value?
Set only your real monthly spending. GainFair calculates annual value after caps, recurring fees and GST. Nothing is prefilled.
Monthly total
₹0
₹0/mo
₹0/mo
₹0/mo
₹0/mo
₹0/mo
₹0/mo
Merchant-specific bonuses are not assumed for broad categories. The calculation uses the verified general eligible rate unless a qualifying merchant is explicitly supplied in a detailed GainFair flow.
Add at least one spending amount to calculate your comparison.