Review published fees, rewards, caps, eligibility and benefits side by side. Return to the catalogue to change your selection.
Compare every selected card in one table.
Swipe sideways to see all 2 cards.
| Feature | IndusInd Bank IndusInd Nexxt Credit Card | IndusInd Bank IndusInd Bank Pinnacle World Credit Card |
|---|---|---|
Card essentials Start with pricing, network and the baseline earning rate. | ||
| Issuer | IndusInd Bank | IndusInd Bank |
| Network | Mastercard | Mastercard |
| Annual fee | ₹0 + GST per year | ₹0 + GST per year |
| Annual fee waiver | No waiver recorded | No waiver recorded |
| Base reward rate | 0.5% | 0.8% |
Reward rate by category Published cashback or estimated reward value for each category. The stronger rate is highlighted. | ||
| Online shopping | 0.5% · Eligible retail reward points | 1.9% · Eligible ecommerce rewards |
Limits and access Check caps, eligibility and useful access benefits before deciding. | ||
| Reward caps | No general cap recorded | No general cap recorded |
| RuPay credit card on UPI | Not eligible | Not eligible |
| Airport lounge access | No complimentary airport lounge access recorded | 4 domestic airport lounge visits per year • 4 international airport lounge visits per year |
| Forex markup | 3.5% | 3.5% |
| Monthly income requirement | Not listed | Not listed |
| Terms verified | 24 Sept 2026 | 24 Sept 2026 |
| Best suited to | IndusInd customers who can use the premium welcome voucher and prefer a zero-renewal-fee card. | High-spend ecommerce users who value Priority Pass and premium lifestyle privileges. |
| Main trade-off | The ₹10,000 joining fee is substantial. Welcome gift inventory depends on the selected fee plan and is not assigned cash value; former Priority Pass, concierge, golf and Auto Assist benefits ended in 2021. | The ₹15,000 joining fee has no guaranteed cash-valued welcome offset. Domestic lounge access requires ₹1.5 lakh spend in the preceding quarter, rent points are capped, and fuel earns no points. |
| Actions | Full analysisApply ↗ | Full analysisApply ↗ |
Set only your real monthly spending. GainFair calculates annual value after caps, recurring fees and GST. Nothing is prefilled.
